310 E Clover Ln, Bloomington, IN 47408 Property Records

Monroe County property record for 310 E Clover Ln, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,516 sqft · built 1993
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on File
Last Sale	$469,000 (Oct 2022)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-50680-07`

Property Details

APN / Parcel Number

Primary APN	`013-50680-07`
Alternative APN	`53-05-21-305-014.000-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
1st Floor Area	2,516 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,070 sqft (0.323 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-50680-07
Street Address	310 E CLOVER LN
City	BLOOMINGTON
State	IN
Zip	47408-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	013-50680-07 BLUE RIDGE SOUTH SEC I PART LOT 18
Legal Subdivision	BLUE RIDGE SOUTH
Legal Lot Number	18
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1006
Census Tract	801

Owner

310 E Clover Ln is owned and occupied by an individual who bought it in October 2022.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	310 E CLOVER LN, BLOOMINGTON, IN 47408-1014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
Aug 24, 2022	Intrafamily Transfer, Transfer
Jan 17, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Jul 27, 2016
Deed Document Number	202247719
Prior Transfer Date	Jan 16, 2013
Prior Transfer Doc	2013001716
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	310 E CLOVER LN, BLOOMINGTON, IN 47408-1014
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023004049
Date	Apr 20, 2023
Instrument	2023004049

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 28, 2022
Property Address	310 E CLOVER LN, BLOOMINGTON, IN 47408-1014
Document Number	2022015756
Map Reference	MB 8 PG 30
Instrument Date	Oct 25, 2022
Instrument	2022015756
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E CLOVER LN, BLOOMINGTON, IN 47408-1014

Mortgage

Document Number	2022015757
Date	Oct 28, 2022
Instrument	2022015757

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Aug 24, 2022
Property Address	310 E CLOVER LN, BLOOMINGTON, IN 47408-1014
Document Number	2022012642
Map Reference	MB 8 PG 30&31
Instrument Date	Aug 16, 2022
Instrument	2022012642
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E CLOVER LN, BLOOMINGTON, IN 47408-1014

January 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Jan 17, 2019
Property Address	310 E CLOVER LN, BLOOMINGTON, IN 47408-1014
Document Number	2019000860
Map Reference	MB 8 PG 30&31
Instrument Date	Jan 16, 2019
Instrument	2019000860
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E CLOVER LN, BLOOMINGTON, IN 47408-1014

Tax Assessment & Valuation

The 2025 property tax bill for 310 E Clover Ln was $4,154, down 8.5% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,154.00 (-8.54%)	$413,600 Land $90,500 Building $323,100	$413,600 Land $90,500 Building $323,100
2024	$4,542.00
2023		$417,000 (+10.14%) Land $90,500 Building $326,500	$417,000 (+10.14%) Land $90,500 Building $326,500
2022	$3,715.00	$378,600 Land $87,900 Building $290,700	$378,600 Land $87,900 Building $290,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 E Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 E Clover Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: South Central Indiana REMC.

Nearby Properties on E Clover Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures