Sussex County property record for 409 E Bank Rd, Bethany Beach, DE 19930
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 2,594 sqft · built 2017 |
| Lot Size | 0.522 acres (22,760 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,225,000 (Jun 2016) |
| Tax Bill | $3,397 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jun 2016 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 134-9.00-1063.00 |
| Primary APN | 134-9.00-1063.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,594 sqft Living Area |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 22,760 sqft (0.522 acres) |
| Lot Dimensions | 281 ft deep x 81 ft wide |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 804 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Granary | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 409 E BANK RD |
|---|---|
| City | BETHANY BEACH |
| State | DE |
| Zip | 19930-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | OCEAN RIDGE WEST LOT 20 SEC 1 |
| Legal Subdivision | OCEAN RIDGE WEST |
| Legal Lot Number | 20 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SELBYVILLE-FRANKFORD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 51201 |
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2809 KENNEDY RD, WILMINGTON, DE 19810-3447 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Jun 21, 2016 | Deed of Trust, Mortgage · Conventional Mortgage ARTISANS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on Record |
| Deed Sale | Jun 21, 2016 · Amount on Record |
| Prior Sale | Jan 26, 2000 · Amount on Record |
| Deed Document Number | 201620735 |
| Deed Book / Page | 4559 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 409 E BANK RD, BETHANY BEACH, DE 19930-9574 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201140068 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 20114/68 |
| Instrument | 20210000046962 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 409 E BANK RD, BETHANY BEACH, DE 19930-9574 |
| Document Number | 0187180087 |
| Instrument Date | Jun 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 E BANK RD BETHANY BEACH DE 199309574, BETHANY BEACH, DE 19930-9574 |
| Document Number | 0187180087 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 018718/000087 |
| Instrument | 38292 |
| Name | ARTISANS BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 24, 2030 |
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Indian River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,397.00 (-0.38%) | $56,250 (-) Land $15,750 Building $40,500 | $1,596,600 (-) Land $1,059,100 Building $537,500 |
| 2025 | $3,410.00 (+46.79%) | $56,250 (-) Land $15,750 Building $40,500 | $1,596,600 (+1,319.2%) Land $1,059,100 Building $537,500 |
| 2023 | $2,323.00 | $56,250 Land $15,750 Building $40,500 | $112,500 Land $31,500 Building $81,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 496 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 665 units insured incl. 169 condo units |
| Nearby Flood Claims | 130 (1981–2025) |
| Claims Outside the SFHA | 3 of 130 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | H01 “North Bethany Beach” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2017) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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