Sussex County property record for 401 E Bank Rd, Bethany Beach, DE 19930
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,890 sqft · built 2015 |
| Lot Size | 0.174 acres (7,597 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,160,000 (Nov 2025) |
| Tax Bill | $2,946 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2024 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 134-9.00-1059.00 |
| Primary APN | 134-9.00-1059.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,890 sqft Living Area |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 7,597 sqft (0.174 acres) |
| Lot Dimensions | 101 ft deep x 72 ft wide |
| Garage Area | 582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 218 sqft |
| Deck Area | Deck Area |
| Patio Area | 183 sqft |
| Granary | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 401 E BANK RD |
|---|---|
| City | BETHANY BEACH |
| State | DE |
| Zip | 19930-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | OCEAN RIDGE WEST LOT 16 SEC 1 |
| Legal Subdivision | OCEAN RIDGE WEST |
| Legal Lot Number | 16 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SELBYVILLE-FRANKFORD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 51201 |
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 835 GRANDVIEW DR, PALMYRA, PA 17078-9604 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Jan 2, 2024 | Deed, Transfer |
| Jan 2, 2024 | Deed, Transfer |
| May 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on Record |
| Deed Sale | Nov 3, 2025 · Amount on Record |
| Prior Sale | Apr 23, 2014 · Amount on Record |
| Deed Document Number | 202541321 |
| Deed Book / Page | 6402 / 343 |
| Prior Transfer Date | Dec 11, 2023 |
| Prior Transfer Doc | 0060320338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Nov 3, 2025 |
| Property Address | 401 E BANK RD, BETHANY BEACH, DE 19930-9574 |
| Document Number | 0064020343 |
| Book / Page | 6402 / 343 |
| Map Reference | MB 47 PG 189 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025000041321 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 DIPPING POND CT, LUTHERVILLE TIMONIUM, MD 21093-3518 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 835 GRANDVIEW DR, PALMYRA, PA 17078-9604 |
| Document Number | 2025000041322 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 2025000041322 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Index | Other |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Jan 2, 2024 |
| Property Address | 401 E BANK RD, BETHANY BEACH, DE 19930-9574 |
| Document Number | 0060320338 |
| Book / Page | 6032 / 338 |
| Map Reference | MB 46 PG 92 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2024000000095 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 DIPPING POND CT, LUTHERVILLE, MD 21093-3518 |
| Name | Verified Name |
|---|---|
| Address | 7 DIPPING POND CT, LUTHERVILLE, MD 21093-3518 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Jan 2, 2024 |
| Property Address | 401 E BANK RD, BETHANY BEACH, DE 19930-9574 |
| Document Number | 0060320341 |
| Book / Page | 6032 / 341 |
| Map Reference | MB 46 PG 92 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2024000000096 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 DIPPING POND CT, LUTHERVILLE, MD 21093-3518 |
| Name | Verified Name |
|---|---|
| Address | 7 DIPPING POND CT, LUTHERVILLE, MD 21093-3518 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | May 13, 2019 |
| Property Address | 401 E BANK RD, BETHANY BEACH, DE 19930-9574 |
| Document Number | 0050580071 |
| Book / Page | 005058 / 000071 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 16231 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7 DIPPING POND CT LUTHERVILLE MD 210933518, LUTHERVILLE, MD 21093-3518 |
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Indian River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,946.00 (-0.37%) | $49,900 (-) Land $12,450 Building $37,450 | $1,384,500 (-) Land $853,600 Building $530,900 |
| 2025 | $2,957.00 (+43.47%) | $49,900 (-) Land $12,450 Building $37,450 | $1,384,500 (+1,287.27%) Land $853,600 Building $530,900 |
| 2023 | $2,061.00 | $49,900 Land $12,450 Building $37,450 | $99,800 Land $24,900 Building $74,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 496 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 665 units insured incl. 169 condo units |
| Nearby Flood Claims | 130 (1981–2025) |
| Claims Outside the SFHA | 3 of 130 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | H01 “North Bethany Beach” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2015) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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