Sussex County property record for 405 E Bank Rd, Bethany Beach, DE 19930
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,224 sqft · built 1996 |
| Lot Size | 0.377 acres (16,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (May 2016) |
| Tax Bill | $3,058 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 134-9.00-1061.00 |
| Primary APN | 134-9.00-1061.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Living Area |
| Gross Area | 1,352 sqft |
| Basement Area | 431 sqft |
| Finished Basement | 431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 16,431 sqft (0.377 acres) |
| Lot Dimensions | 217 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 558 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 538 sqft |
| Deck Area | Deck Area |
| Patio Area | 498 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 405 E BANK RD |
|---|---|
| City | BETHANY BEACH |
| State | DE |
| Zip | 19930-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | OCEAN RIDGE WEST LOT 18 SEC 1 |
| Legal Subdivision | OCEAN RIDGE WEST |
| Legal Lot Number | 18 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SELBYVILLE-FRANKFORD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 51201 |
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 820 KENMARA DR, WEST CHESTER, PA 19380-2022 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Deed Document Number | 201617598 |
| Deed Book / Page | 4548 / 172 |
| Prior Transfer Date | Aug 31, 2015 |
| Prior Transfer Doc | 0045480087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 405 E BANK RD, BETHANY BEACH, DE 19930-9574 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0197070247 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 19707/247 |
| Instrument | 20210000023876 |
| Name | ATLANTIC BAY MORTGAGE GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Indian River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,058.00 (-0.39%) | $49,850 (-) Land $15,750 Building $34,100 | $1,437,400 (-) Land $992,800 Building $444,600 |
| 2025 | $3,070.00 (+49.1%) | $49,850 (-) Land $15,750 Building $34,100 | $1,437,400 (+1,341.73%) Land $992,800 Building $444,600 |
| 2023 | $2,059.00 | $49,850 Land $15,750 Building $34,100 | $99,700 Land $31,500 Building $68,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 496 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 665 units insured incl. 169 condo units |
| Nearby Flood Claims | 130 (1981–2025) |
| Claims Outside the SFHA | 3 of 130 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | H01 “North Bethany Beach” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1996) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 81% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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