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405 Cross Dr, Temple, TX 76502 Property Records

Bell County property record for 405 Cross Dr, Temple, TX 76502 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details1,677 sqft · built 2013
Lot Size0.176 acres (7,671 sqft)
OwnerIndividual Name on File
Tax Bill$4,628 (2023)
Deeds & MortgagesApr 2019 Mortgage
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0139884399

Property Details

APN / Parcel Number

Primary APN0139884399
Alternative APNs
  • 443279
  • 858113

Interior

Stories1 Story
Building Area1,677 sqft Living Area
Gross Area1,697 sqft
1st Floor Area1,696 sqft

Exterior

Year BuiltBuilt 2013
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,671 sqft (0.176 acres)
Lot Dimensions118 ft deep x 65 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area170 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Account Number858113
Street Address405 CROSS DR
CityTEMPLE
StateTX
Zip76502-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWYNDHAM HILL ADDITION PHASE II, BLOCK 012, LOT 0002
Legal SubdivisionWYNDHAM HILL ADDITION PHASE II
Legal Block12
Legal Lot Number2
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1070
Census Tract21305

Owner

Source: Bell County records · APN 0139884399

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 CROSS DR, TEMPLE, TX 76502-4424
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2019Vendor's Lien, Transfer
GUILD MORTGAGE CO
May 07, 2018Deed of Trust, Mortgage
TEXAS FIRST ST BK
Apr 25, 2018Grant Deed, Transfer
CENTRALAND TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2019
Deed SaleApr 05, 2019
Prior SaleAug 22, 2013
Deed Document Number2019-00013382
Record UpdatedJun 07, 2026

April 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateApr 05, 2019
Property Address405 CROSS DR, TEMPLE, TX 76502-4424
Document Number0000013382
Map ReferenceCAB D SL 342-C
Instrument DateMar 29, 2019
Instrument2019-00013382
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2170 ROSS AVE, EL CENTRO, CA 92243-3602

Mortgage

Document Number0000013383
DateApr 05, 2019
Instrument2019-00013383
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address405 CROSS DR, TEMPLE, TX 76502-4424
Document Number0000019095
Instrument DateMay 07, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000019095
DateMay 14, 2018
Book Page010450/000777
Instrument19095
Lender
NameTEXAS FIRST ST BK
TypeBank
AddressWACO, TX 76702-2524
Agreement
AmountAmount Recorded
Interest
Rate18%

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBELL TX
Recording DateApr 25, 2018
Property Address405 CROSS DR, TEMPLE, TX 76502-4424
Document Number0000016532
Instrument DateApr 24, 2018
Instrument16532
Transaction TypeTransfer
Record UpdatedMay 29, 2018
Title CompanyCENTRALAND TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address612 W SHELL AVE TEMPLE TX 765011647, TEMPLE, TX 76501-1647

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictAcademy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,628.00 (-6.03%) Homeowner's exemption$312,164 Land $40,000 Building $272,164$312,164 Land $40,000 Building $272,164
2022$4,925.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270213051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 513 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: Altitude ISP, SOS Communications, AT&T, Spectrum, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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