409 Cristobal St, Naples, FL 34113 Property Records

Collier County property record for 409 Cristobal St, Naples, FL 34113

Property Summary

Property TypeSingle Family Home
Details2,413 sqft · built 2016
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$100 (Dec 2015)
Tax Bill$23,772 (2025)
Flood ZoneZone AE (high risk)
APN427000 5826B32

Property Details

APN / Parcel Number

Primary APN427000 5826B32
Alternative APNs
  • 524502400020996005826
  • 52450240002

Interior

Stories3 Stories
Building Area2,413 sqft Living Area
1st Floor Area2,413 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Construction TypeMasonry / Concrete Block
Lot Area12,632 sqft (0.29 acres)
View / LotWaterfront
Pool Area351 sqft
Deck Area752 sqft
Boat AccessBoat Access

Location & Zoning

Street Address409 CRISTOBAL ST
CityNAPLES
StateFL
Zip34113-8618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionISLES OF CAPRI NO 3 LOT 582
Legal Range26
Legal Township51
Legal Section32
Legal SubdivisionISLES OF CAPRI UNIT 3
Legal Tract427000
Legal Block1
Legal Lot Number582
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1013
Census Tract10805

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address409 CRISTOBAL ST, NAPLES, FL 34113-8618
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2015 · Amount on Record
Deed SaleDec 1, 2015 · Amount on Record
Prior SaleMar 22, 1996 · Amount on Record
Deed Book / Page5274 / 3443
Last Transfer DateDec 18, 2015
Transfer Doc0052743443
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,339,735 (+2.7%)$3,630,666 (+5.8%) Land $1,531,988 Building $2,098,678
2025$23,772.00 (+7.3%) Homeowner's exemption$2,278,223 (+5.99%)$3,431,619 (-25.81%) Land $1,673,601 Building $1,758,018
2024$22,155.00 (+0.68%)
2023$22,006.00 (-2.94%) Homeowner's exemption$2,149,531 (+3%)$4,625,546 (+48.61%) Land $1,812,749 Building $2,812,797
2022$22,673.00 Homeowner's exemption$2,086,923$3,112,633 Land $815,738 Building $2,296,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies539 units insured
incl. 274 condo units
Nearby Flood Claims246 (2008–2025)
Most Recent ClaimJan 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 47 claims
  • Hurricane Ian, Oct 2022 · 81 claims
  • Hurricane Ian, Oct 2022 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Summit Broadband.

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