401 Cristobal St, Naples, FL 34113 Property Records

Collier County property record for 401 Cristobal St, Naples, FL 34113

Property Summary

Property TypeSingle Family Home
Details1,497 sqft · built 1991
Lot Size0.29 acres (12,632 sqft)
Owner2 Company Names on Record
Last Sale$750,000 (Nov 2016)
Tax Bill$14,961 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN427000 5866B32

Property Details

APN / Parcel Number

Primary APN427000 5866B32
Alternative APN
  • 52450400004

Interior

Stories2 Stories
Building Area1,497 sqft Living Area
1st Floor Area1,497 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Construction TypeWood
Lot Area12,632 sqft (0.29 acres)
View / LotWaterfront
Pool Area392 sqft
Deck Area905 sqft
Boat AccessBoat Access

Location & Zoning

Street Address401 CRISTOBAL ST
CityNAPLES
StateFL
Zip34113-8618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionISLES OF CAPRI NO 3 LOT 586
Legal Range26
Legal Township51
Legal Section32
Legal SubdivisionISLES OF CAPRI UNIT 3
Legal Tract427000
Legal Block1
Legal Lot Number586
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1013
Census Tract10805

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address401 CRISTOBAL ST, NAPLES, FL 34113-8618
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2016 · Amount on Record
Deed SaleNov 15, 2016 · Amount on Record
Prior SaleNov 29, 2011
Deed Document Number20165334587
Deed Book / Page5333 / 3191
Last Transfer DateDec 2, 2024
Transfer Doc0064202588
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address401 CRISTOBAL ST, NAPLES, FL 34113-8618
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058102561
DateSep 2, 2020
Book Page5810/2561
Instrument5917476
Lender
NamePINNACLE MORTGAGE INC
TypeMortgage Company
AddressEAST HANOVER, NJ 07936
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,274,845 (+1%)$1,735,974 (-0.96%) Land $1,177,646 Building $558,328
2025$14,961.00 (+14.19%)$1,158,950 (+20.72%)$1,752,840 (+16.61%) Land $1,280,050 Building $472,790
2024$13,102.00 (+4.98%)
2023$12,480.00 (+3%)$960,071 (+1%)$1,503,121 (+7.95%) Land $802,157 Building $700,964
2022$12,116.00$872,792$1,392,478 Land $815,738 Building $576,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies539 units insured
incl. 274 condo units
Nearby Flood Claims246 (2008–2025)
Most Recent ClaimJan 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 47 claims
  • Hurricane Ian, Oct 2022 · 81 claims
  • Hurricane Ian, Oct 2022 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Summit Broadband.

Nearby Properties on Cristobal St

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