407 Cristobal St, Naples, FL 34113 Property Records

Collier County property record for 407 Cristobal St, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,740 sqft · built 1971
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$175,000 (Apr 1998)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`427000 5836B32`

Property Details

APN / Parcel Number

Primary APN	`427000 5836B32`
Alternative APN	`52450280004`

Interior

Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Waterfront
Pool Area	392 sqft
Deck Area	517 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	407 CRISTOBAL ST
City	NAPLES
State	FL
Zip	34113-8618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	ISLES OF CAPRI NO 3 LOT 583
Legal Range	26
Legal Township	51
Legal Section	32
Legal Subdivision	ISLES OF CAPRI UNIT 3
Legal Tract	427000
Legal Block	1
Legal Lot Number	583
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1013
Census Tract	10805

Owner

407 Cristobal St is owner-occupied and held in a trust since November 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	407 CRISTOBAL ST, NAPLES, FL 34113-8618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1998 · Amount on File
Deed Sale	Apr 30, 1998 · Amount on File
Deed Book / Page	2414 / 2356
Last Transfer Date	Nov 12, 2024
Transfer Doc	0064221018
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 19, 2026
Property Address	407 CRISTOBAL ST, NAPLES, FL 34113-8618
Document Number	0006840997
Book / Page	6601 / 1257
Instrument Date	Jun 2, 2026
Instrument	20266840997
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	407 CRISTOBAL ST, NAPLES, FL 34113-8618

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 10, 2020
Property Address	407 CRISTOBAL ST, NAPLES, FL 34113-8618
Document Number	0057861237
Book / Page	005786 / 001237
Instrument Date	Jun 3, 2020
Instrument	5891940
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	407 CRISTOBAL ST NAPLES FL 341138618, NAPLES, FL 34113-8618

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Dec 5, 2017
Property Address	407 CRISTOBAL ST, NAPLES, FL 34113-8618
Document Number	0054543856
Book / Page	5454 / 3856
Map Reference	MB3 PG66
Instrument Date	Nov 17, 2017
Instrument	5478890
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST TITLE & ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CRISTOBAL ST, NAPLES, FL 34113-8618

Mortgage

Document Number	0005478891
Date	Dec 5, 2017
Instrument	5478891

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 407 Cristobal St was $3,299, up 7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,311 (+2.7%)	$1,165,666 (-3.34%) Land $906,471 Building $259,195
2025	$3,299.00 (+7.01%)	$329,417	$1,205,922 Land $985,295 Building $220,627
2024	$3,083.00 (+16.87%)
2023	$2,638.00 (-17.36%) Homeowner's exemption	$271,268 (-12.49%)	$713,870 (-8.19%) Land $608,533 Building $105,337
2022	$3,192.00 Homeowner's exemption	$309,968	$777,560 Land $618,835 Building $158,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Cristobal St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 265 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	539 units insured incl. 274 condo units
Nearby Flood Claims	246 (2008–2025)
Most Recent Claim	Jan 2025
Claims by Event	Hurricane Milton, Oct 2024 · 47 claims Hurricane Ian, Oct 2022 · 81 claims Hurricane Ian, Oct 2022 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Cristobal St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband.

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