Limestone County property record for 406 Cloverleaf Dr, Athens, AL 35611
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,012 sqft · built 1984 |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Jul 2020) |
| Tax Bill | $1,409 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005164002002018 |
| Primary APN | 1005164002002018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11007920 |
|---|---|
| Street Address | 406 CLOVERLEAF DR |
| City | ATHENS |
| State | AL |
| Zip | 35611-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERLEAF SD #2 LOT 13 SEC 16 3 4 |
| Legal Subdivision | CLOVERLEAF # 2 |
| Legal Lot Number | 13 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 20900 |
Source: Limestone County records, as of February 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13344 CHAPEL HILL LN, ATHENS, AL 35613-8483 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Jul 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Deed Document Number | 0202061676 |
| Deed Book / Page | 2020 / 61676 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 406 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026/4304 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 2026/4304 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jul 27, 2020 |
| Property Address | 406 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 2020/61676 |
| Book / Page | 2020 / 61676 |
| Map Reference | MB D PG 113 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22764 RIVIERA DR, 22764, ATHENS, AL 35613-8120 |
| Name | Verified Name |
|---|---|
| Address | 406 CLOVERLEAF DR, ATHENS, AL 35611-4424 |
| Document Number | 202061679 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020/61679 |
| Name | BANK INDEPENDENT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Limestone County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,409.00 | $35,240 (-) | $176,200 (-) Land $10,100 Building $166,100 |
| 2024 | $1,409.00 (+4.37%) | $35,240 (+4.38%) | $176,200 (+4.38%) Land $10,100 Building $166,100 |
| 2023 | $1,350.00 (+28.33%) | $33,760 (+28.27%) | $168,800 (+28.27%) Land $9,000 Building $159,800 |
| 2022 | $1,052.00 | $26,320 | $131,600 Land $9,700 Building $121,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1980–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures