409 Christopher Ave, #65, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 409 Christopher Ave, #65, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,278 sqft · built 1974
Lot Size	0.057 acres (2,499 sqft)
Owner	2 Individual Names on File
Last Sale	$6,228 (Nov 2022)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01686215`

Property Details

APN / Parcel Number

Primary APN	`09-01686215`
Alternative APN	`01686215`

Interior

Full Baths	2 Baths
Units	28 Units
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,499 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01686215
Street Address	409 CHRISTOPHER AVE, 65
City	GAITHERSBURG
State	MD
Zip	20879-3535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UN 65 HYDE PARK PHAS E 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Phase	AS
Legal Block	1
Legal Unit	65
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

409 Christopher Ave, #65 is owned and occupied by two individuals who bought it in November 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 CHRISTOPHER AVE, 65, GAITHERSBURG, MD 20879-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 10, 2019	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Jul 10, 2019 · Amount on File
Deed Book / Page	66486 / 1
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 10, 2022
Property Address	409 CHRISTOPHER AVE # 65, 65, GAITHERSBURG, MD 20879-3535
Document Number	0664860001
Book / Page	66486 / 1
Map Reference	PL 1445-1460
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 CHRISTOPHER AVE # 65, 65, GAITHERSBURG, MD 20879-3535

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 10, 2019
Property Address	409 CHRISTOPHER AVE # 65, 65, GAITHERSBURG, MD 20879-3535
Document Number	0578340401
Book / Page	57834 / 401
Map Reference	LB 4590 FO 355PL1445
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 CHRISTOPHER AVE # 65, 65, GAITHERSBURG, MD 20879-3535

Mortgage

Document Number	57834409
Date	Jul 10, 2019
Instrument	57834/409

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 Christopher Ave, #65 was $2,298.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (+6.01%) Land $70,500 Building $164,500	$235,000 (-) Land $70,500 Building $164,500
2025	$2,298.00	$221,667	$235,000 Land $70,500 Building $164,500
2023		$195,000 Land $58,500 Building $136,500	$195,000 Land $58,500 Building $136,500
2022	$1,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Christopher Ave, #65 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 Christopher Ave, #65 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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