409 Christopher Ave, #64, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 409 Christopher Ave, #64, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,164 sqft · built 1974
Lot Size	0.053 acres (2,291 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Feb 2021)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-01686204`

Property Details

APN / Parcel Number

Primary APN	`09-01686204`
Alternative APN	`01686204`

Interior

Full Baths	2 Baths
Units	28 Units
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,291 sqft (0.053 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01686204
Street Address	409 CHRISTOPHER AVE, 64
City	GAITHERSBURG
State	MD
Zip	20879-3535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UNIT 64 HYDE PARK PHASE 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Phase	1
Legal Block	1
Legal Unit	64
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

409 Christopher Ave, #64 is owned and occupied by an individual who bought it in February 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	409 CHRISTOPHER AVE, 64, GAITHERSBURG, MD 20879-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jun 4, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MTG CORP
Jun 7, 2018	Grant Deed, Transfer OTHER
Mar 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Book / Page	62006 / 289
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0540520197
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 25, 2021
Property Address	409 CHRISTOPHER AVE # 64, 64, GAITHERSBURG, MD 20879-3535
Document Number	0620060289
Book / Page	62006 / 289
Map Reference	PL 1445-1460
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	409 CHRISTOPHER AVE # 64, 64, GAITHERSBURG, MD 20879-3535

Mortgage

Document Number	62006296
Date	Feb 25, 2021
Instrument	62006/296

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	409 CHRISTOPHER AVE # 64, 64, GAITHERSBURG, MD 20879-3535
Document Number	0561300446
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	FLYNN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHRISTOPHER AVE #64 GAITHERSBURG MD 208793535, 64, GAITHERSBURG, MD 20879-3535

Mortgage

Document Number	0561300446
Date	Jun 7, 2018
Book Page	056130/000446

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 7, 2018
Property Address	409 CHRISTOPHER AVE # 64, 64, GAITHERSBURG, MD 20879-3535
Document Number	0561300440
Book / Page	056130 / 000440
Instrument Date	Jun 4, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$168.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	409 CHRISTOPHER AVE #64 GAITHERSBURG MD 208793535, 64, GAITHERSBURG, MD 20879-3535

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 30, 2017
Property Address	409 CHRISTOPHER AVE # 64, 64, GAITHERSBURG, MD 20879-3535
Document Number	0540520197
Book / Page	054052 / 000197
Instrument Date	Mar 10, 2017
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHRISTOPHER AVE #21 GAITHERSBURG MD 208793535, 21, GAITHERSBURG, MD 20879-3535

Tax Assessment & Valuation

The 2025 property tax bill for 409 Christopher Ave, #64 was $2,665, up 10.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,000 (+9.32%) Land $64,500 Building $150,500	$215,000 (-) Land $64,500 Building $150,500
2025	$2,665.00 (+10.26%)	$196,667	$215,000 Land $64,500 Building $150,500
2024	$2,417.00
2023		$160,000 Land $48,000 Building $112,000	$160,000 Land $48,000 Building $112,000
2022	$1,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Christopher Ave, #64 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 Christopher Ave, #64 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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