409 Christopher Ave, #61, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 409 Christopher Ave, #61, Gaithersburg, MD 20879

Property Summary

Property TypeCondominium
Details2 ba · 1,278 sqft · built 1974
Lot Size0.057 acres (2,499 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Feb 2020)
Tax Bill$2,925 (2025)
Deeds & MortgagesFeb 2020 Sale
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-01686170

Property Details

APN / Parcel Number

Primary APN09-01686170
Alternative APN
  • 01686170

Interior

Full Baths2 Baths
Units28 Units
Building Area1,278 sqft Living Area
1st Floor Area1,278 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment
Lot Area2,499 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01686170
Street Address409 CHRISTOPHER AVE, 61
CityGAITHERSBURG
StateMD
Zip20879-3535
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR18
Legal DescriptionUN 61 HYDE PARK PHASE 1 PAR B
Legal SubdivisionHYDE PARK PHASE 1
Legal Phase1
Legal Block1
Legal Unit61
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1001
Census Tract700733

Owner

409 Christopher Ave, #61 is owned by an individual who bought it in February 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address7224 GRUBBY THICKET WAY, BETHESDA, MD 20817-1510
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2020Grant Deed, Transfer
CORE TITLE GROUP LLC, CORE TITLE GRP LLC
Dec 19, 2018Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2020 · Amount on File
Deed SaleFeb 28, 2020 · Amount on File
Prior SaleDec 19, 2018 · Amount on File
Deed Book / Page59140 / 323
Record UpdatedSep 20, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateFeb 28, 2020
Property Address409 CHRISTOPHER AVE # 61, 61, GAITHERSBURG, MD 20879-3535
Document Number0591400323
Book / Page059140 / 000323
Instrument DateFeb 14, 2020
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyCORE TITLE GROUP LLC, CORE TITLE GRP LLC

Transaction

AmountAmount on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address7224 GRUBBY THICKET WAY BETHESDA MD 208171510, BETHESDA, MD 20817-1510

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateDec 19, 2018
Property Address409 CHRISTOPHER AVE # 61, 61, GAITHERSBURG, MD 20879-3535
Document Number0570040181
Book / Page57004 / 181
Map ReferenceMB14&15PL1445-1460
Instrument DateNov 15, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyHOLLMAN & FLYNN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,037.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 CHRISTOPHER AVE APT 12, 12, GAITHERSBURG, MD 20879-3535

Mortgage

Document Number0057004188
DateDec 19, 2018
Instrument57004/188
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 409 Christopher Ave, #61 was $2,925.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,000 (+8.46%) Land $70,500 Building $164,500$235,000 (-) Land $70,500 Building $164,500
2025$2,925.00$216,667$235,000 Land $70,500 Building $164,500
2023$180,000 Land $54,000 Building $126,000$180,000 Land $54,000 Building $126,000
2022$2,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Christopher Ave, #61 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 Christopher Ave, #61 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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