Madison County property record for 409 Cedarmont Dr, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 7,355 sqft |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,453,850 (Dec 2025) |
| Tax Bill | $10,142 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071A-01D-015 |
| Primary APN | 071A-01D-015 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,295 sqft Living Area |
|---|---|
| 1st Floor Area | 5,295 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 150,282 sqft (3.45 acres) |
| Account Number | 2861 |
|---|---|
| Street Address | 409 CEDARMONT DR |
| City | MADISON |
| State | MS |
| Zip | 39110-7568 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 11 & 12A CEDARMONT SUBDN -BEI NG 3.45ACD- |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 01 |
| Legal Subdivision | CEDARMONT |
| Legal Lot Number | 11-12 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30204 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 CEDARMONT DR, MADISON, MS 39110-7568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Dec 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RIVERHILLS BANK |
| Aug 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage RIVERHILLS BANK |
| Jun 20, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Oct 3, 2014 · Amount on Record |
| Deed Document Number | 20251042158 |
| Deed Book / Page | 4626 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 409 CEDARMONT DR, MADISON, MS 39110-7568 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1034 SAINT ANN ST, JACKSON, MS 39202-2144 |
| Document Number | 004626/411 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 4626/411 |
| Instrument | 1042159 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 409 CEDARMONT DR, MADISON, MS 39110-7568 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 833 WELLINGTON WAY, MADISON, MS 39110-7750 |
| Document Number | 004397/301 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 4397/301 |
| Instrument | 996510 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jun 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 409 CEDARMONT DR, MADISON, MS 39110-7568 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 404 CEDARMONT DR, MADISON, MS 39110-7567 |
| Document Number | 004365/937 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 4365/937 |
| Instrument | 988717 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 15, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 20, 2022 |
| Property Address | 409 CEDARMONT DR, MADISON, MS 39110-7568 |
| Document Number | 004224/796 |
| Book / Page | 4224 / 796 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 959448 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 HARPER ST, RIDGELAND, MS 39157-8675 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 657, MADISON, MS 39130-0657 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,142.00 (+460.64%) Homeowner's exemption | $89,615 (+477.23%) | $896,150 (+765.85%) Land $103,500 Building $792,650 |
| 2024 | $1,809.00 | ||
| 2023 | $1,809.00 | $15,525 | $103,500 Land $103,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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