401 Cedarmont Dr, Madison, MS 39110 Property Records

Madison County property record for 401 Cedarmont Dr, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details4,657 sqft · built 2018
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual on Record
Last Sale$566,400 (Aug 2018)
Tax Bill$5,573 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN071A-01D-016/01

Property Details

APN / Parcel Number

Primary APN071A-01D-016/01
Alternative APNs
  • 071A-01D-016/01.00
  • 49862

Interior

Building Area4,657 sqft Adjusted Area
1st Floor Area2,628 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area78,408 sqft (1.8 acres)
Patio Area404 sqft

Location & Zoning

Account Number49862
Street Address401 CEDARMONT DR
CityMADISON
StateMS
Zip39110-7568
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 13 CEDARMONT SUBDN BEING 1.8 AC
Legal Range01E
Legal Township07N
Legal Section01
Legal SubdivisionCEDARMONT
Legal Lot Number13
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2000
Census Tract30204

Owner

Source: Madison County assessment roll, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address401 CEDARMONT DR, MADISON, MS 39110-7568
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 3, 2023Deed of Trust, Mortgage · Line of Credit
BANKPLUS
Aug 14, 2018Quit Claim Deed, Mortgage
TRUSTMARK NAT'L BK
Apr 20, 2017Trustee's Deed, Construction Loan · Line of Credit
BANCORPSOUTH
Mar 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2018 · Amount on Record
Deed SaleAug 14, 2018 · Amount on Record
Prior SaleMar 24, 2017
Deed Book / Page3636 / 79
Prior Transfer DateAug 6, 2018
Prior Transfer Doc3636/79
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address401 CEDARMONT DR, MADISON, MS 39110-7568
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CEDARMONT DR, MADISON, MS 39110-7568

Mortgage

Document Number0004327/41
DateMay 3, 2023
Book Page4327/41
Instrument981427
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMADISON MS
Recording DateAug 14, 2018
Property Address401 CEDARMONT DR, MADISON, MS 39110-7568
Document Number0000845345
Book / Page003636 / 000079
Instrument DateAug 6, 2018
Instrument845345
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 CEDARMONT DR MADISON MS 391107568, MADISON, MS 39110-7568

Mortgage

Document Number845360
DateAug 14, 2018
Book Page003636/000131
Instrument845360
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39225
Agreement
AmountAmount Recorded
Term360 Months
DueAug 13, 2048

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON MS
Recording DateApr 20, 2017
Property Address401 CEDARMONT DR, MADISON, MS 39110-7568
Book / Page003469 / 000217
Instrument DateApr 7, 2017
Instrument810987
Transaction TypeConstruction Loan
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 CEDARMONT DR MADISON MS 391107567, MADISON, MS 39110-7567

Mortgage

Document Number0000810987
DateApr 20, 2017
Book Page003469/000217
Instrument810987
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 19, 2018
Interest
Rate TypeAdjustable Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON MS
Recording DateMar 24, 2017
Property Address401 CEDARMONT DR, MADISON, MS 39110-7568
Document Number0000809136
Book / Page003459 / 000241
Instrument DateMar 16, 2017
Instrument809136
Transaction TypeTransfer
Record UpdatedJun 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 14201 JACKSON MS 392364201, JACKSON, MS 39236-4201

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,573.00 Homeowner's exemption$48,705 (-)$487,050 (-) Land $54,000 Building $433,050
2024$5,573.00
2023$5,573.00 Homeowner's exemption$48,705$487,050 Land $54,000 Building $433,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2021–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
335 / 192
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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