404 Cedarmont Dr, Madison, MS 39110 Property Records

Madison County property record for 404 Cedarmont Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	5,963 sqft · built 2016
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on Record
Tax Bill	$7,689 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071A-01D-007`

Property Details

APN / Parcel Number

Primary APN	`071A-01D-007`
Alternative APNs	`071A-01D-007/00.00` `2856`

Interior

Building Area	5,963 sqft Adjusted Area
1st Floor Area	5,086 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	85,378 sqft (1.96 acres)
Pool Area	1,728 sqft

Location & Zoning

Account Number	2856
Street Address	404 CEDARMONT DR
City	MADISON
State	MS
Zip	39110-7567
Property Category	Other
Property Type	Other > Other Improved
Legal Description	PT LOTS 1 & 2 CEDARMONT SUBDN BEING 1.96 AC
Legal Range	01E
Legal Township	07N
Legal Section	01
Legal Subdivision	CEDARMONT
Legal Lot Number	1-2
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	30204

Owner

Source: Madison County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 CEDARMONT DR, MADISON, MS 39110-7567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI
Oct 19, 2022	Warranty Deed, Transfer
Dec 30, 2019	Loan Modification, Mortgage COMMUNITY BK/MS
Feb 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022
Deed Sale	Oct 19, 2022
Prior Sale	May 22, 2017
Deed Document Number	2022970879
Deed Book / Page	4270 / 499
Prior Transfer Date	Aug 23, 2012
Prior Transfer Doc	002839/746
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	404 CEDARMONT DR, MADISON, MS 39110-7567
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4054 CEDARMONT DRIVE, MADISON, MS 39110

Mortgage

Document Number	004116/250
Date	Oct 12, 2021
Book Page	4116/250
Instrument	941552

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 5, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 19, 2022
Property Address	404 CEDARMONT DR, MADISON, MS 39110-7567
Document Number	004270/499
Book / Page	4270 / 499
Map Reference	CAB C SL 160
Instrument Date	Oct 14, 2022
Instrument	970879
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	833 WELLINGTON WAY, MADISON, MS 39110-7750

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 CEDARMONT DR, MADISON, MS 39110-7567

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	404 CEDARMONT DR, MADISON, MS 39110-7567
Document Number	0000883133
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 CEDARMONT CIR MADISON MS 391107565, MADISON, MS 39110-7565

Mortgage

Document Number	0000883133
Date	Jan 10, 2020
Book Page	003807/000035
Instrument	883133

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Term	12 Months
Due	Jan 9, 2021

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Feb 6, 2017
Property Address	404 CEDARMONT DR, MADISON, MS 39110-7567
Book / Page	003442 / 000019
Instrument Date	Nov 14, 2016
Instrument	805711
Transaction Type	Construction Loan
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 CERISE CT MADISON MS 391107558, MADISON, MS 39110-7558

Mortgage

Document Number	0000805711
Date	Feb 6, 2017
Book Page	003442/000019
Instrument	805711

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 5, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,689.00 Homeowner's exemption	$68,558 (-)	$685,580 (-) Land $70,560 Building $615,020
2024	$7,689.00
2023	$7,689.00 Homeowner's exemption	$68,558	$685,580 Land $70,560 Building $615,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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