Lake County property record for 409 Carnaby Pl, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,753 sqft · built 2008 |
| Lot Size | 0.508 acres (22,154 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,453 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-18-28-0661-0066 |
| Primary APN | 007-18-28-0661-0066 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,753 sqft Living Area |
| Attic Area | 1,128 sqft |
| Basement Area | 2,163 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 22,154 sqft (0.508 acres) |
| Lot Dimensions | 209 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 007-18-28-0661-0066 |
|---|---|
| Old Parcel Number | 182806610066 |
| Street Address | 409 CARNABY PL |
| City | MUNSTER |
| State | IN |
| Zip | 46321-9185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R33 |
| Legal Description | WEST LAKES ADDITION PHASE THREE, BL. ONE LOT 407 |
| Legal Subdivision | WEST LAKES ADD PH 03 |
| Legal Lot Number | 407 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 40301 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 CARNABY PL, MUNSTER, IN 46321-9185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Oct 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2005 |
| Deed Sale | Sep 2, 2005 |
| Prior Sale | Jul 26, 2005 |
| Deed Document Number | 2005 075354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 409 CARNABY PL, MUNSTER, IN 46321-9185 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019536 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-019536 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 409 CARNABY PL, MUNSTER, IN 46321-9185 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER INDIANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000071255 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 2018 071255 |
| Name | FIRST SAVINGS BANK OF HEGEWISCH |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824,200 (+19.33%) Land $183,200 Building $641,000 | $824,200 (+19.33%) Land $183,200 Building $641,000 | |
| 2024 | $9,453.00 (+4.71%) | ||
| 2023 | $690,700 (+6.69%) Land $92,700 Building $598,000 | $690,700 (+6.69%) Land $92,700 Building $598,000 | |
| 2022 | $9,028.00 Homeowner's exemption | $647,400 Land $92,700 Building $554,700 | $647,400 Land $92,700 Building $554,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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