324 Carnaby Pl, Munster, IN 46321 Property Records

Lake County property record for 324 Carnaby Pl, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,466 sqft · built 2005
Lot Size	0.46 acres (20,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jun 2021)
Tax Bill	$8,002 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0661-0082`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0661-0082`
Alternative APNs	`45-06-36-331-003.000-027` `182806610082`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,466 sqft Living Area
Gross Area	6,435 sqft
1st Floor Area	3,466 sqft
Basement Area	2,169 sqft
Game Room	Game Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,048 sqft (0.46 acres)
Lot Dimensions	179 ft deep x 112 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	450 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	324 CARNABY PL
City	MUNSTER
State	IN
Zip	46321-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WEST LAKES ADDITION PHASE THREE, BL. ONE LOT 440
Legal Subdivision	WEST LAKES ADDITION PHASE THREE,
Legal Lot Number	440
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2014
Census Tract	40301

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 CARNABY PL, MUNSTER, IN 46321-9168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	2021512462
Prior Transfer Date	Jun 3, 2021
Prior Transfer Doc	0000012462
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Jun 9, 2021
Property Address	324 CARNABY PL, MUNSTER, IN 46321-9168
Document Number	0000012462
Map Reference	MB 95 PG 14
Instrument Date	Jun 3, 2021
Instrument	2021-512462
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 CARNABY PL, MUNSTER, IN 46321-9168

Mortgage

Document Number	0000012463
Date	Jun 9, 2021
Instrument	2021-512463

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 24, 2019
Property Address	324 CARNABY PL, MUNSTER, IN 46321-9168
Document Number	0000031130
Map Reference	MB 95 PG 14
Instrument Date	May 17, 2019
Instrument	2019 031130
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 CARNABY PL, MUNSTER, IN 46321-9168

Mortgage

Document Number	0000031131
Date	May 24, 2019
Instrument	2019 031131

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$689,400 (+15%) Land $172,400 Building $517,000	$689,400 (+15%) Land $172,400 Building $517,000
2024	$8,002.00 (+4.67%)
2023		$599,500 (+6.29%) Land $134,900 Building $464,600	$599,500 (+6.29%) Land $134,900 Building $464,600
2022	$7,645.00 Homeowner's exemption	$564,000 Land $134,900 Building $429,100	$564,000 Land $134,900 Building $429,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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