408 Carnaby Pl, Munster, IN 46321 Property Records

Lake County property record for 408 Carnaby Pl, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,365 sqft · built 2014
Lot Size	0.595 acres (25,929 sqft)
Owner	Individual Name on Record
Last Sale	$418,950 (Feb 2021)
Tax Bill	$7,840 (2024)
Deeds & Mortgages	May 2020 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0661-0068`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0661-0068`
Alternative APNs	`45-06-36-332-003.000-027` `182806610068`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,365 sqft Living Area
Gross Area	5,603 sqft
Basement Area	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,929 sqft (0.595 acres)
Lot Dimensions	201 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	360 sqft
Deck Area	475 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 CARNABY PL
City	MUNSTER
State	IN
Zip	46321-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WEST LAKES ADDITION PHASE THREE, BL. ONE LOT 409
Legal Subdivision	WEST LAKES ADDITION PHASE THREE,
Legal Lot Number	409
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2013
Census Tract	40301

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 CARNABY PL, MUNSTER, IN 46321-9185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Feb 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	May 15, 2013 · Amount on Record
Deed Document Number	202112982
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0000012982
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	408 CARNABY PL, MUNSTER, IN 46321-9185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025339
Date	May 11, 2020
Instrument	2020 025339

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Feb 9, 2021
Property Address	408 CARNABY PL, MUNSTER, IN 46321-9185
Document Number	0000012982
Map Reference	MB 95 PG 14
Instrument Date	Jan 28, 2021
Instrument	2021-012982
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	NORTHWEST INDIANA TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 CARNABY PL, MUNSTER, IN 46321-9185

Mortgage

Document Number	0000012983
Date	Feb 9, 2021
Instrument	2021-012983

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$715,000 (+22.89%) Land $204,300 Building $510,700	$715,000 (+22.89%) Land $204,300 Building $510,700
2024	$7,840.00 (+4.9%)
2023		$581,800 (+6.62%) Land $104,700 Building $477,100	$581,800 (+6.62%) Land $104,700 Building $477,100
2022	$7,474.00 Homeowner's exemption	$545,700 Land $104,700 Building $441,000	$545,700 Land $104,700 Building $441,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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