409 Breezy Pt, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 409 Breezy Pt, Chesapeake, VA 23322 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,860 sqft · built 1994
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$287,700 (Dec 2020)
Tax Bill	$3,529 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2020 Sale & Mortgage + 1 more
APN	`0595001001500`

Property Details

APN / Parcel Number

Primary APN	`0595001001500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	796 sqft
Upper Floors Area	796 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	90 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	24 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	682 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 BREEZY PT
City	CHESAPEAKE
State	VA
Zip	23322-8326
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	150 CEDAR LAKES TOWNHOUSES SEC 14
Legal Subdivision	CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3007
Census Tract	21010

Owner

Source: Chesapeake City records · APN 0595001001500

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 BREEZY PT, CHESAPEAKE, VA 23322-8326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 04, 2006	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Dec 20, 2011 · Amount on Record
Deed Document Number	202048331
Deed Book / Page	10278 / 168
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	409 BREEZY PT, CHESAPEAKE, VA 23322-8326
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010894/168
Date	Sep 12, 2025
Book Page	10894/168
Instrument	250021103

Lender

Name	LANGLEY FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23612

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Sep 11, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 18, 2020
Property Address	409 BREEZY PT, CHESAPEAKE, VA 23322-8326
Document Number	10278/168
Book / Page	10278 / 168
Instrument Date	Dec 16, 2020
Instrument	200048331
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BREEZY PT, CHESAPEAKE, VA 23322-8326

Mortgage

Document Number	200048332
Date	Dec 18, 2020
Instrument	200048332

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 04, 2006
Property Address	409 BREEZY PT, CHESAPEAKE, VA 23322-8326
Document Number	006674/600
Book / Page	6674 / 600
Instrument Date	Jul 31, 2006
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006674603
Date	Aug 04, 2006
Instrument	6674/603

Lender

Name	TIDEWATER HOME FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,529.00 (+37.58%)	$349,400 (+9.26%) Land $115,000 Building $234,400	$349,400 (+9.26%) Land $115,000 Building $234,400
2023		$319,800 (+7.86%) Land $100,000 Building $219,800	$319,800 (+7.86%) Land $100,000 Building $219,800
2022		$296,500 Land $80,000 Building $216,500	$296,500 Land $80,000 Building $216,500
2019	$2,565.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 482 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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