403 Breezy Pt, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 403 Breezy Pt, Chesapeake, VA 23322

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,794 sqft · built 1994
Lot Size	0.054 acres (2,352 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2020)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Aug 2020 Second Mortgage Aug 2020 Sale & Mortgage
APN	`0595001001470`

Property Details

APN / Parcel Number

Primary APN	`0595001001470`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,794 sqft Living Area
1st Floor Area	796 sqft
Upper Floors Area	806 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,352 sqft (0.054 acres)
Lot Dimensions	90 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	48 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	682 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 BREEZY PT
City	CHESAPEAKE
State	VA
Zip	23322-8326
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RTH1: RESI
Legal Description	147 CEDAR LAKES TOWNHOUSES SEC 14
Legal Subdivision	CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3007
Census Tract	21010

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 BREEZY PT, CHESAPEAKE, VA 23322-8326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 17, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	202028184
Deed Book / Page	10200 / 1751
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	403 BREEZY PT, CHESAPEAKE, VA 23322-8326
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10200/1773
Date	Aug 17, 2020
Book Page	10200/1773
Instrument	200028186

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 17, 2020
Property Address	403 BREEZY PT, CHESAPEAKE, VA 23322-8326
Document Number	10200/1751
Book / Page	10200 / 1751
Instrument Date	Aug 10, 2020
Instrument	200028184
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BREEZY PT, CHESAPEAKE, VA 23322-8326

Mortgage

Document Number	200028185
Date	Aug 17, 2020
Instrument	200028185

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,800 (+5.73%) Land $125,000 Building $208,800	$333,800 (+5.73%) Land $125,000 Building $208,800
2025	$3,189.00 (+37.16%)	$315,700 (+9.69%) Land $115,000 Building $200,700	$315,700 (+9.69%) Land $115,000 Building $200,700
2023		$287,800 (+8.2%) Land $100,000 Building $187,800	$287,800 (+8.2%) Land $100,000 Building $187,800
2022		$266,000 Land $80,000 Building $186,000	$266,000 Land $80,000 Building $186,000
2019	$2,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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