Chesapeake City property record for 405 Breezy Pt, Chesapeake, VA 23322 · Last verified June 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,680 sqft · built 1994 |
| Lot Size | 0.054 acres (2,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Aug 2001) |
| Tax Bill | $2,331 (2025) |
| Deeds & Mortgages | Aug 2013 Mortgage Aug 2013 Mortgage |
| APN | 0595001001480 |
| Primary APN | 0595001001480 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 731 sqft |
| Upper Floors Area | 731 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,352 sqft (0.054 acres) |
| Lot Dimensions | 90 ft deep x 26 ft wide |
| Garage Type | Attached |
| Garage Area | 38 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 682 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 BREEZY PT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8326 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 148 CEDAR LAKES TOWNHOUSES SEC 14 |
| Legal Subdivision | CEDAR LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21010 |
Source: Chesapeake City records · APN 0595001001480
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 BREEZY PT, CHESAPEAKE, VA 23322-8326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2013 | Deed of Trust, Mortgage BRANCH BANKING & TRUST CO |
| Aug 16, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2001 · Amount on Record |
| Deed Sale | Aug 15, 2001 · Amount on Record |
| Deed Book / Page | 4353 / 680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 405 BREEZY PT, CHESAPEAKE, VA 23322-8326 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009181/514 |
|---|---|
| Date | Aug 16, 2013 |
| Book Page | 9181/514 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 405 BREEZY PT, CHESAPEAKE, VA 23322-8326 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009181/493 |
|---|---|
| Date | Aug 16, 2013 |
| Book Page | 9181/493 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,331.00 (+2.87%) | $307,700 (+9.78%) Land $115,000 Building $192,700 | $307,700 (+9.78%) Land $115,000 Building $192,700 |
| 2023 | $280,300 (+8.31%) Land $100,000 Building $180,300 | $280,300 (+8.31%) Land $100,000 Building $180,300 | |
| 2022 | $258,800 Land $80,000 Building $178,800 | $258,800 Land $80,000 Building $178,800 | |
| 2019 | $2,266.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force 35 of 40 on primary residences |
| Nearby Flood Claims | 9 (1984–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2024, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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