Cleveland County property record for 420 Borders Rd, Shelby, NC 28152
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2,792 sqft · built 1963 |
| Lot Size | 9.94 acres (432,986 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,000 (Jul 2022) |
| Deeds & Mortgages | Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21909 |
| Primary APN | 21909 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,792 sqft Finished Area |
| Attic | Attic |
| Attic Area | 82 sqft |
| Basement Area | 470 sqft |
| Unfinished Basement | 470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Lot Area | 432,986 sqft (9.94 acres) |
| Garage Area | 440 sqft |
| Porch | Covered Porch |
| Porch Area | 548 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1274046 |
|---|---|
| Street Address | 420 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0920 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15 |
| Legal Description | 9.94AC RD 2047 |
| Legal Subdivision | LIFE ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 8LC |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 950701 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1546 MAIL SERVICE CTR, RALEIGH, NC 27699-1500 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2015 · Amount on Record |
| Deed Document Number | 2022200076116 |
| Deed Book / Page | 1878 / 1610 |
| Prior Transfer Date | Sep 2, 2015 |
| Prior Transfer Doc | 0000008669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 25, 2022 |
| Property Address | 420 BORDERS RD, SHELBY, NC 28152-0920 |
| Document Number | 0018781610 |
| Book / Page | 1878 / 1610 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 200076116 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 143 CORNELIUS RD, 143, SPARTANBURG, SC 29301-2846 |
| Name | Verified Name |
|---|---|
| Address | 1546 MAIL SERVICE CTR, RALEIGH, NC 27699-1500 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $18,647 (-) Land $18,647 | $18,647 (-) Land $18,647 |
| 2025 | $18,647 (+57.92%) Land $18,647 | $18,647 (+57.92%) Land $18,647 |
| 2023 | $11,808 Land $11,808 | $11,808 Land $11,808 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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