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409 Bluff Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 409 Bluff Dr, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details1,476 sqft · built 2018
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on File
Last Sale$330,000 (Jul 2021)
Tax Bill$4,807 (2025)
Deeds & MortgagesOct 2022 Sale
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-37-27-51-*-54

Property Details

APN / Parcel Number

Primary APN27-37-27-51-*-54
Alternative APNs
  • 27-37-27-51-00000.0-0054.00
  • 2744057

Interior

Stories1 Story
Building Area1,476 sqft Living Area
Gross Area2,083 sqft
1st Floor Area1,476 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions133 ft deep x 54.4 ft wide
Garage TypeAttached
Garage Area385 sqft
PorchFinished/Open Porch
Porch Area222 sqft

Location & Zoning

Account Number2744057
Street Address409 BLUFF DR
CityMELBOURNE
StateFL
Zip32901-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal DescriptionINDIAN RIVER BLUFF AMENDED PLAT NO 2 LOT 54
Legal Range37E
Legal Township27S
Legal Section27
Legal SubdivisionINDIAN RIVER BLUFF AMENDED PLAT NO 2
Legal Lot Number54
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2029
Census Tract64800

Owner

Source: Brevard County records · APN 27-37-27-51-*-54

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address122 E LAKE AVE, LONGWOOD, FL 32750-5441
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 27, 2021Warranty Deed, Transfer · Conventional Mortgage
CERTIFIED MORTGAGE PLANNERS
May 01, 2018Warranty Deed, Transfer
HOMES OF DISTINCTION DEFI (CT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleMay 01, 2018 · Amount on Record
Deed Document Number2021193390
Deed Book / Page9202 / 193
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 28, 2022
Property Address409 BLUFF DR, MELBOURNE, FL 32901-1313
Document Number0096451995
Book / Page9645 / 1995
Map ReferenceMB 5 PG 19
Instrument DateOct 27, 2022
Instrument2022258496
Transaction TypeTransfer
Record UpdatedNov 11, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1185 BAY DR E, 1185, INDIAN HARBOUR BEACH, FL 32937-4201

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E LAKE AVE, LONGWOOD, FL 32750-5441
InvestorPossibly a Property Investor

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 27, 2021
Property Address409 BLUFF DR, MELBOURNE, FL 32901-1313
Document Number0092020193
Book / Page9202 / 193
Map ReferenceMB 5 PG 19
Instrument DateJul 26, 2021
Instrument2021193390
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyPRECISE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 BLUFF DR, 409, MELBOURNE, FL 32901-1313

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 BLUFF DR, MELBOURNE, FL 32901-1313

Mortgage

Document Number9202195
DateJul 27, 2021
Instrument9202/195
Lender
NameCERTIFIED MORTGAGE PLANNERS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 01, 2018
Property Address409 BLUFF DR, MELBOURNE, FL 32901-1313
Document Number0081522185
Book / Page008152 / 002185
Instrument DateMay 01, 2018
Instrument96778
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyPRECISE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address409 BLUFF DR MELBOURNE FL 32901, MELBOURNE, FL 32901

Mortgage

Document Number81522187
DateMay 01, 2018
Book Page008152/002187
Instrument96779
Lender
NameHOMES OF DISTINCTION DEFI (CT)
AddressMELBOURNE BEACH, FL 32951
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$221,830 (-16.4%)$221,830 (-16.4%)
2025$4,807.00 (-0.43%)$265,350 (-1.83%) Land $48,000 Building $217,350$265,350 (-1.83%) Land $48,000 Building $217,350
2023$4,828.00 (+6.34%)$270,310 (+4.29%) Land $42,000 Building $228,310$270,310 (+4.29%) Land $42,000 Building $228,310
2022$4,540.00$259,200 Land $36,000 Building $223,200$259,200 Land $36,000 Building $223,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims16 (1999–2017)
Claims Outside the SFHA5 of 16
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Fay, Sep 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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