415 Bluff Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 415 Bluff Dr, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2017)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-27-51-*-57`

Property Details

APN / Parcel Number

Primary APN	`27-37-27-51-*-57`
Alternative APNs	`27-37-27-51-00000.0-0057.00` `2728250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2011
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	123 ft deep x 59.6 ft wide
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	290 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728250
Street Address	415 BLUFF DR
City	MELBOURNE
State	FL
Zip	32901-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	INDIAN RIVER BLUFF AMENDED PLAT NO 2 LOT 57
Legal Range	37E
Legal Township	27S
Legal Section	27
Legal Subdivision	INDIAN RIVER BLUFF AMENDED PLAT NO 2
Legal Lot Number	57
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2029
Census Tract	64800

Owner

Source: Brevard County records · APN 27-37-27-51-*-57

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 BLUFF DR, MELBOURNE, FL 32901-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Prior Sale	Nov 13, 2006 · Amount on Record
Deed Document Number	20176989
Deed Book / Page	7796 / 1562
Prior Transfer Date	Jul 03, 2000
Prior Transfer Doc	4190003644
Record Updated	Sep 20, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 11, 2017
Property Address	415 BLUFF DR, MELBOURNE, FL 32901-1313
Document Number	0077961562
Book / Page	007796 / 001562
Instrument Date	Dec 29, 2016
Instrument	6989
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	EAST COAT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 BLUFF DR MELBOURNE FL 329011313, MELBOURNE, FL 32901-1313

Mortgage

Document Number	77961563,
Date	Jan 11, 2017
Book Page	007796/001563
Instrument	6990

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,410 (+2.7%)	$181,840 (-17.65%)
2025	$1,274.00 (-12.5%) Homeowner's exemption Senior Citizen's exemption	$125,040 (+5.98%)	$220,820 (-4.55%) Land $48,000 Building $172,820
2023	$1,456.00 (+8.09%) Homeowner's exemption	$117,990 (+2.99%)	$231,350 (+11.39%) Land $42,000 Building $189,350
2022	$1,347.00 Homeowner's exemption	$114,560	$207,690 Land $36,000 Building $171,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2017)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Sep 2008 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MELBOURNE serves 167,753 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.