405 Bluff Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 405 Bluff Dr, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,281 sqft · built 2007
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,209 (2025)
Flood Zone	Zone X (minimal risk)
APN	`27-37-27-51-*-52`

Property Details

APN / Parcel Number

Primary APN	`27-37-27-51-*-52`
Alternative APNs	`27-37-27-51-00000.0-0052.00` `2744058`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,281 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	2,281 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	142 ft deep x 55.7 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	507 sqft
Porch	Florida Room
Porch Area	110 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2744058
Street Address	405 BLUFF DR
City	MELBOURNE
State	FL
Zip	32901-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	INDIAN RIVER BLUFF AMENDED PLAT NO 2 LOTS 52, 53
Legal Range	37E
Legal Township	27S
Legal Section	27
Legal Subdivision	INDIAN RIVER BLUFF AMENDED PLAT NO 2
Legal Lot Number	52
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2029
Census Tract	64800

Owner

Source: Brevard County records · APN 27-37-27-51-*-52

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 BLUFF DR, MELBOURNE, FL 32901-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,260 (+2.69%)	$297,150 (-14.32%)
2025	$2,209.00 (+8.76%) Homeowner's exemption	$159,950 (+5.98%)	$346,800 (-0.51%) Land $80,000 Building $266,800
2023	$2,031.00 (+7.18%) Homeowner's exemption	$150,930 (+3%)	$348,590 (+5.48%) Land $70,000 Building $278,590
2022	$1,895.00 Homeowner's exemption	$146,540	$330,480 Land $63,600 Building $266,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2017)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Sep 2008 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MELBOURNE serves 167,753 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.