412 Ballard Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 412 Ballard Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,330 sqft · built 1989
Lot Size	0.053 acres (2,321 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2019)
Deeds & Mortgages	Aug 2021 Second Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-35-156-026`

Property Details

APN / Parcel Number

Primary APN	`19-35-156-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,330 sqft
1st Floor Area	677 sqft
2nd Floor Area	653 sqft

Exterior

Year Built	Built 1989
Exterior Material	Frame Siding
Lot Area	2,321 sqft (0.053 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	412 BALLARD DR
City	ALGONQUIN
State	IL
Zip	60102-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0036927 LT 7 COMPLEX 121 RESUB
Legal Range	08E
Legal Township	43N
Legal Section	35
Legal Subdivision	SPRING CREEK FARMS 01
Legal Block	156
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1007
Census Tract	871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 BALLARD DR, ALGONQUIN, IL 60102-3968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2019	Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	May 5, 1999
Deed Document Number	2019R0036927
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	412 BALLARD DR, ALGONQUIN, IL 60102-3968
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BALLARD DR, ALGONQUIN, IL 60102-3968

Mortgage

Document Number	0000043208
Date	Aug 6, 2021
Instrument	2021R0043208

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Dec 1, 2049

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 30, 2019
Property Address	412 BALLARD DR, ALGONQUIN, IL 60102-3968
Document Number	0000036927
Map Reference	DOC 88R174
Instrument Date	Oct 11, 2019
Instrument	2019R0036927
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 BALLARD DR, 412, ALGONQUIN, IL 60102-3968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BALLARD DR, ALGONQUIN, IL 60102-3968

Mortgage

Document Number	0000036928
Date	Oct 30, 2019
Instrument	2019R0036928

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$51,473 Land $8,282 Building $43,191	$154,419 Land $24,846 Building $129,573

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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