409 Baldwin St, Maxwell, IA 50161 Property Records

Story County property record for 409 Baldwin St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1900
Lot Size	0.204 acres (8,875 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (May 2021)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-125-143`

Property Details

APN / Parcel Number

Primary APN	`15-27-125-143`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,875 sqft (0.204 acres)
Lot Dimensions	142 ft deep x 62.5 ft wide

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 BALDWIN ST
City	MAXWELL
State	IA
Zip	50161-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALDWIN & MAXWELL ADD LOT 11 & S12 1/2' LOT 12 BLK D
Legal Range	22W
Legal Township	82N
Legal Section	27
Legal Subdivision	BALDWIN & MAXWELL'S ADD
Legal Block	D
Legal Lot Number	11,12
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1064
Census Tract	10200

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 BALDWIN ST, MAXWELL, IA 50161-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage IOWA SAVINGS BANK
Dec 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage VANTUS BANK
May 4, 2021	Warranty Deed, Transfer · VA Mortgage NOVUS HOME MORTGAGE
Jul 24, 2018	Warranty Deed, Transfer RURAL HOUSING OPPORTUNITES CORP INC
Jul 24, 2015	Warranty Deed, Transfer · Conventional Mortgage IOWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	20215581
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	409 BALDWIN ST, MAXWELL, IA 50161-1003
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001889
Date	Mar 3, 2017
Instrument	2017-00001889

Lender

Name	IOWA SAVINGS BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Feb 17, 2037

Interest

Rate Type	Adjustable Rate

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	409 BALDWIN ST, MAXWELL, IA 50161-1003
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800013267
Date	Dec 29, 2008
Instrument	2008-00013267

Lender

Name	VANTUS BANK
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2039

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 4, 2021
Property Address	409 BALDWIN ST, MAXWELL, IA 50161-1003
Document Number	0202105581
Instrument Date	Apr 29, 2021
Instrument	2021-05581
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BALDWIN ST, MAXWELL, IA 50161-1003
Investor	Possibly a Property Investor

Mortgage

Document Number	0202105582
Date	May 4, 2021
Instrument	2021-05582

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 24, 2018
Property Address	409 BALDWIN ST, MAXWELL, IA 50161-1003
Document Number	0201806700
Instrument Date	Jul 7, 2018
Instrument	2018-06700
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BALDWIN ST, MAXWELL, IA 50161-1003

Mortgage

Document Number	0201806701
Date	Jul 24, 2018
Instrument	2018-06701

Lender

Name	RURAL HOUSING OPPORTUNITES CORP INC

Agreement

Amount	Amount Recorded
Term	450 Months
Due	Jan 1, 2056

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 24, 2015
Property Address	409 BALDWIN ST, MAXWELL, IA 50161-1003
Document Number	201500007041
Instrument Date	Jul 15, 2015
Instrument	2015-00007041
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BALDWIN ST, MAXWELL, IA 50161-1003

Mortgage

Document Number	201500007042
Date	Jul 24, 2015
Instrument	2015-00007042

Lender

Name	IOWA SAVINGS BANK
Address	CARROLL, IA 51401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2045

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 Homeowner's exemption	$123,500 (+6.1%) Land $23,400 Building $100,100	$123,500 (+6.1%) Land $23,400 Building $100,100
2024	$1,676.00 (+2.95%)
2023		$116,400 Land $21,900 Building $94,500	$116,400 Land $21,900 Building $94,500
2022	$1,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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