408 Baldwin St, Maxwell, IA 50161 Property Records

Story County property record for 408 Baldwin St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,320 sqft · built 1883
Lot Size	0.326 acres (14,200 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Apr 2024)
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-110-131`

Property Details

APN / Parcel Number

Primary APN	`15-27-110-131`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	310 sqft
Unfinished Basement	310 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	408 BALDWIN ST
City	MAXWELL
State	IA
Zip	50161-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION:27 TOWNSHIP:82 RANGE:22 LOTS 5 & 6 NW NW MAXWELL
Legal Range	22W
Legal Township	82N
Legal Section	27
Legal Subdivision	MAXWELL
Legal Lot Number	5,6
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1058
Census Tract	10200

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 BALDWIN ST, MAXWELL, IA 50161-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAPITAL
Apr 29, 2024	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 22, 2023	Warranty Deed, Transfer · Line of Credit AVAILA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	20242603
Prior Transfer Date	Jul 15, 2013
Prior Transfer Doc	0000008327
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Jun 3, 2026
Property Address	408 BALDWIN ST, MAXWELL, IA 50161-1003
Document Number	0000004740
Instrument Date	May 29, 2026
Instrument	20264740
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BALDWIN ST, MAXWELL, IA 50161-1003

Mortgage

Document Number	0000004740,
Date	Jun 3, 2026
Instrument	20264740

Lender

Name	MORTGAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 29, 2024
Property Address	408 BALDWIN ST, MAXWELL, IA 50161-1003
Document Number	0202402603
Instrument Date	Apr 25, 2024
Instrument	2024-02603
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 BALDWIN ST, MAXWELL, IA 50161-1003

Mortgage

Document Number	0202402604
Date	Apr 29, 2024
Instrument	2024-02604

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 22, 2023
Property Address	408 BALDWIN ST, MAXWELL, IA 50161-1003
Document Number	0202308321
Instrument Date	Nov 21, 2023
Instrument	2023-08321
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 SW 9TH ST, DES MOINES, IA 50315-4502
Investor	Possibly a Property Investor

Mortgage

Document Number	0202308322
Date	Nov 22, 2023
Instrument	2023-08322

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,574.00	$193,800 (+60.96%) Land $37,500 Building $156,300	$193,800 (+60.96%) Land $37,500 Building $156,300
2024	$1,574.00 (-23.07%)
2023		$120,400 Land $35,000 Building $85,400	$120,400 Land $35,000 Building $85,400
2022	$2,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Uniti Group DSL	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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