320 Baldwin St, Maxwell, IA 50161 Property Records

Story County property record for 320 Baldwin St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,096 sqft · built 2004
Lot Size	0.326 acres (14,200 sqft)
Owner	2 Individual Names on File
Last Sale	$113,500 (Nov 2013)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-123-201`

Property Details

APN / Parcel Number

Primary APN	`15-27-123-201`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft
Basement Area	2,096 sqft
Finished Basement	625 sqft
Unfinished Basement	1,471 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	77 sqft
Patio Area	346 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 BALDWIN ST
City	MAXWELL
State	IA
Zip	50161-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALDWIN & MAXWELL ADD LOTS 1 & 2 BLK E
Legal Range	22W
Legal Township	82N
Legal Section	27
Legal Subdivision	BALDWIN & MAXWELL'S ADD
Legal Block	E
Legal Lot Number	1,2
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1059
Census Tract	10200

Owner

Source: Story County records · APN 15-27-123-201

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 BALDWIN ST, MAXWELL, IA 50161-7716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	201313902
Last Transfer Date	Apr 03, 2024
Transfer Doc	0000003546
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	320 BALDWIN ST, MAXWELL, IA 50161-7716
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202203805
Date	Apr 21, 2022
Instrument	2022-03805

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jan 01, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00	$172,200 (-1.09%) Land $37,500 Building $134,700	$172,200 (-1.09%) Land $37,500 Building $134,700
2024	$2,984.00 (+5.22%)
2023		$174,100 Land $35,000 Building $139,100	$174,100 Land $35,000 Building $139,100
2022	$2,836.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Uniti Group DSL	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.