409 Alcalde Ave, Monterey, CA 93940 Property Records

Monterey County property record for 409 Alcalde Ave, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1965
Lot Size0.105 acres (4,560 sqft)
OwnerIndividual Name on File
Last Sale$533,000 (Feb 2016)
Tax Bill$7,404 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN013-111-025-000

Property Details

APN / Parcel Number

Primary APN013-111-025-000
Alternative APN
  • 013-111-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,560 sqft (0.105 acres)
Garage Area444 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number013-111-025
Street Address409 ALCALDE AVE
CityMONTEREY
StateCA
Zip93940-5203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLA DEL MONTE SLY 57 FT OF LOTS 1 & 2 BLK 9
Legal SubdivisionVILLA DEL MONTE
Legal Block9
Legal Lot Number1,2
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2021
Census Tract13300

Owner

409 Alcalde Ave is owned and occupied by an individual who bought it in February 2016.

Source: Monterey County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address409 ALCALDE AVE, MONTEREY, CA 93940-5203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2016 · Amount on File
Deed SaleFeb 12, 2016 · Amount on File
Deed Document Number20167637
Prior Transfer DateMay 27, 2015
Prior Transfer Doc0000027674
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address409 ALCALDE AVE, MONTEREY, CA 93940-5203
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 SOMERS LN, THOMPSONS STATION, TN 37179-9618

Mortgage

Document Number0000060868
DateSep 10, 2021
Instrument2021060868
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 Alcalde Ave was $7,404.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$643,332 (+2%) Land $422,611 Building $220,721
2025$7,404.00$630,719 Land $414,325 Building $216,394
2023$6,659.00 (+1.4%)$606,229 Land $398,237 Building $207,992
2022$6,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 409 Alcalde Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1998–2002)
Claims Outside the SFHA12 of 22
Most Recent ClaimDec 2002 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Alcalde Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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