414 Alcalde Ave, Monterey, CA 93940 Property Records

Monterey County property record for 414 Alcalde Ave, Monterey, CA 93940

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 1,482 sqft · built 1978
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Apr 2019)
Tax Bill	$8,403 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-105-002-000`

Property Details

APN / Parcel Number

Primary APN	`013-105-002-000`
Alternative APN	`013-105-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Old Parcel Number	013-105-002
Street Address	414 ALCALDE AVE
City	MONTEREY
State	CA
Zip	93940-5204
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	VILLA DEL MONTE LOT 31 LOT 8 & 1/2 OF ALLEY ADJ
Legal Subdivision	VILLA DEL MONTE
Legal Block	2
Legal Lot Number	31
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2019
Census Tract	13300

Owner

414 Alcalde Ave, a residential property, is owned and occupied by two individuals who bought it in April 2019.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 ALCALDE AVE, MONTEREY, CA 93940-5204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 30, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
Feb 5, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Dec 4, 2008 · Amount on File
Deed Document Number	201916801
Prior Transfer Date	Apr 24, 1996
Prior Transfer Doc	0000030417
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	414 ALCALDE AVE, MONTEREY, CA 93940-5204
Document Number	0000021319
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 ALCALDE AVE MONTEREY CA 939405204, MONTEREY, CA 93940-5204

Mortgage

Document Number	0000021319
Date	May 1, 2020
Instrument	21319

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 30, 2019
Property Address	414 ALCALDE AVE, MONTEREY, CA 93940-5204
Document Number	0000016801
Instrument Date	Apr 26, 2019
Instrument	16801
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	414 ALCALDE AVE MONTEREY CA 939405204, MONTEREY, CA 93940-5204

Mortgage

Document Number	16802
Date	Apr 30, 2019
Instrument	16802

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	414 ALCALDE AVE, MONTEREY, CA 93940-5204
Document Number	0000004873
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	414 ALCALDE AVE MONTEREY CA 939405204, MONTEREY, CA 93940-5204

Mortgage

Document Number	0000004873
Date	Feb 6, 2018
Instrument	4873

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 414 Alcalde Ave was $8,403.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,204 (+2%) Land $512,020 Building $216,184
2025	$8,403.00	$713,927 Land $501,981 Building $211,946
2023	$7,568.00 (+1.39%)	$686,207 Land $482,490 Building $203,717
2022	$7,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 414 Alcalde Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 414 Alcalde Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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