Monterey County property record for 401 Alcalde Ave, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,406 sqft · built 1966 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,000 (Jan 2024) |
| Tax Bill | $11,215 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-111-024-000 |
| Primary APN | 013-111-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,040 sqft (0.116 acres) |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 013-111-024 |
|---|---|
| Street Address | 401 ALCALDE AVE |
| City | MONTEREY |
| State | CA |
| Zip | 93940-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLA DEL MONTE NLY 63 FT OF LOTS 1 & 2 BLK 9 |
| Legal Subdivision | VILLA DEL MONTE |
| Legal Block | 9 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 13300 |
401 Alcalde Ave is owned and occupied by two individuals who bought it in January 2024.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 ALCALDE AVE, MONTEREY, CA 93940-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Jan 25, 2024 | Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on File |
| Deed Sale | Jan 25, 2024 · Amount on File |
| Deed Document Number | 20242490 |
| Prior Transfer Date | Oct 30, 2007 |
| Prior Transfer Doc | 0000083717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 401 ALCALDE AVE, MONTEREY, CA 93940-5203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 401 ALCALDE AVE, MONTEREY, CA 93940-5203 |
| Document Number | 0000044082 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025044082 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 25, 2024 |
| Property Address | 401 ALCALDE AVE, MONTEREY, CA 93940-5203 |
| Document Number | 0000002490 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2024002490 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 401 ALCALDE AVE, MONTEREY, CA 93940-5203 |
| Document Number | 0000002491 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024002491 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 401 Alcalde Ave was $11,215 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $993,582 (+2%) Land $676,260 Building $317,322 | |
| 2025 | $11,215.00 Homeowner's exemption | $974,100 Land $663,000 Building $311,100 |
| 2023 | $1,459.00 (+1.39%) | $124,970 Land $38,568 Building $86,402 |
| 2022 | $1,439.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 Alcalde Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 22 (1998–2002) |
| Claims Outside the SFHA | 12 of 22 |
| Most Recent Claim | Dec 2002 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Alcalde Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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