409 3rd St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 409 3rd St, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,061 sqft · built 1853
Lot Size0.144 acres (6,281 sqft)
Owner2 Individual Names on Record
Tax Bill$1,157 (2026)
Deeds & MortgagesFeb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN36 1 12-45

Property Details

APN / Parcel Number

Primary APN36 1 12-45
Alternative APN
  • 374192

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,061 sqft Living Area
1st Floor Area2,036 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1853
Effective Year BuiltEffective 1853
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area6,281 sqft (0.144 acres)
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number374192
Street Address409 3RD ST
CityWAYNESBORO
StateVA
Zip22980-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG-5
Legal DescriptionBLOCK 12 W 1/2 OF LOTS 45,46,47 & 48 BCMM&L
Legal Block12
Legal Lot Number45-48
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group2
Census Block2003
Census Tract3200

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address716 ROSSER AVE, WAYNESBORO, VA 22980-3442
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address409 3RD ST, WAYNESBORO, VA 22980-2829
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOURT SQUARE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170000357
DateFeb 15, 2017
Instrument170000357
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,157.00 (+25.76%)$133,100 (+11.38%) Land $33,500 Building $99,600$133,100 (+11.38%) Land $33,500 Building $99,600
2023$920.00$119,500 Land $28,500 Building $91,000$119,500 Land $28,500 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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