845 3rd St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 845 3rd St, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,204 sqft · built 1945
Lot Size0.419 acres (18,289 sqft)
OwnerIndividual Name on Record
Last Sale$238,000 (Jul 2026)
Tax Bill$2,066 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN37 5-4

Property Details

APN / Parcel Number

Primary APN37 5-4
Alternative APN
  • 474656

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
Basement Area926 sqft
Unfinished Basement926 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,289 sqft (0.419 acres)
Garage Area280 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces
PorchPorch
Deck AreaDeck Area
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number474656
Street Address845 3RD ST
CityWAYNESBORO
StateVA
Zip22980-4124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-MF
Legal DescriptionLOTS 4, 5 & 6 CM MEADOWS PLAT
Legal SubdivisionC M MEADOWS
Legal Lot Number4-6
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group2
Census Block2022
Census Tract3200

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address845 3RD ST, WAYNESBORO, VA 22980-4124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed, Transfer · FHA Mortgage
C F MORTGAGE CORPORATION
Oct 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
DUPONT COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleApr 22, 2025 · Amount on Record
Deed Document Number20261894
Transfer Doc900/930
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionWAYNESBORO CITY VA
Recording DateJul 31, 2026
Property Address845 3RD ST, WAYNESBORO, VA 22980-4124
Document Number0000001894
Instrument DateJul 13, 2026
Instrument20261894
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$24,038.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 3RD ST, WAYNESBORO, VA 22980-4124

Mortgage

Document Number0000001895,
DateJul 31, 2026
Instrument20261895
Lender
NameC F MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0000001896,
DateJul 31, 2026
Instrument20261896
Lender
NameC F MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address845 3RD ST, WAYNESBORO, VA 22980-4124
Transaction TypeMortgage
Record UpdatedNov 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230002300
DateOct 27, 2023
Instrument230002300
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,066.00 (+6.11%)$237,500 (-) Land $58,500 Building $179,000$237,500 (-) Land $58,500 Building $179,000
2025$1,947.00 (+27.59%)$237,500 (+19.83%) Land $58,500 Building $179,000$237,500 (+19.83%) Land $58,500 Building $179,000
2023$1,526.00$198,200 Land $48,500 Building $149,700$198,200 Land $48,500 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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