407 3rd St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 407 3rd St, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,064 sqft · built 1961
Lot Size0.217 acres (9,470 sqft)
Owner2 Individual Names on File
Tax Bill$1,581 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN37 1 12-43A

Property Details

APN / Parcel Number

Primary APN37 1 12-43A
Alternative APN
  • 64701

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,470 sqft (0.217 acres)
PorchPorch
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number64701
Street Address407 3RD ST
CityWAYNESBORO
StateVA
Zip22980-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG-5
Legal DescriptionBLOCK 12 E 1/2 OF LOTS 43 THRU 48 BCMM&L
Legal Block12
Legal Lot Number43-48
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group2
Census Block2003
Census Tract3200

Owner

407 3rd St is owned and occupied by two individuals.

Source: Waynesboro City records, as of August 28, 2026

Owner of Record2 Individual Names on File
Mailing Address407 3RD ST, WAYNESBORO, VA 22980-2829
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address407 3RD ST, WAYNESBORO, VA 22980-2829
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210003674
DateDec 7, 2021
Instrument210003674
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term419 Months
DueNov 29, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

The 2026 property tax bill for 407 3rd St was $1,581.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,581.00$181,800 Land $38,500 Building $143,300$181,800 Land $38,500 Building $143,300
2023$1,199.00$155,800 Land $33,500 Building $122,300$155,800 Land $33,500 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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