409 2nd Ave NW, Buffalo, MN 55313 Property Records

Wright County property record for 409 2nd Ave NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 730 sqft · built 1941
Lot Size	0.169 acres (7,383 sqft)
Owner	Company Name on Record
Last Sale	$140,242 (Aug 2020)
Tax Bill	$2,182 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-016-004050`

Property Details

APN / Parcel Number

Primary APN	`103-016-004050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	730 sqft Living Area
1st Floor Area	730 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,383 sqft (0.169 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 2ND AVE NW
City	BUFFALO
State	MN
Zip	55313-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 BUSHNELLS 1ST ADDN BLOCK-004 LOT5EX N8FT BLK 4 EX N8FT BLK 4
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	BUSHNELLS 1ST ADDN
Legal Block	4,4
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1023
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4095 10TH ST NE, BUFFALO, MN 55313-4208
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage 21ST CENTURY BANK
Aug 19, 2020	Warranty Deed, Transfer · Commercial Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Oct 14, 2004 · Amount on Record
Deed Document Number	20201437423
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	409 2ND AVE NW, BUFFALO, MN 55313-1124
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	NORTH LAND TITLE, NORTHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 20TH ST NE, BUFFALO, MN 55313-4220

Mortgage

Document Number	00A1585630
Date	Sep 17, 2025
Instrument	A1585630

Lender

Name	21ST CENTURY BANK
Type	Bank
Address	SAINT PAUL, MN 55113

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 19, 2020
Property Address	409 2ND AVE NW, BUFFALO, MN 55313-1124
Document Number	0001437423
Instrument Date	Aug 11, 2020
Instrument	1437423
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	NORTHLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4095 10TH ST NE, BUFFALO, MN 55313-4208

Mortgage

Document Number	0001437424
Date	Aug 19, 2020
Instrument	1437424

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2025

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,182.00 (+7.38%)	$191,200 (+9.44%) Land $82,500 Building $108,700	$191,200 (+9.44%) Land $82,500 Building $108,700
2025		$174,700 (-2.35%) Land $70,000 Building $104,700	$174,700 (-2.35%) Land $70,000 Building $104,700
2023		$178,900 Land $70,000 Building $108,900	$178,900 Land $70,000 Building $108,900
2022	$2,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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