405 2nd Ave NW, Buffalo, MN 55313 Property Records

Wright County property record for 405 2nd Ave NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,134 sqft · built 2017
Lot Size	0.195 acres (8,519 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Jul 2017)
Tax Bill	$3,908 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-016-004030`

Property Details

APN / Parcel Number

Primary APN	`103-016-004030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	834 sqft
Finished Basement	834 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	8,519 sqft (0.195 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 2ND AVE NW
City	BUFFALO
State	MN
Zip	55313-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 BUSHNELLS 1ST ADDN LOT-003 BLOCK-004 004
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	BUSHNELLS 1ST ADDN
Legal Block	4
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1023
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 2ND AVE NW, BUFFALO, MN 55313-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK MINNESOTA
Jul 13, 2017	Warranty Deed, Transfer WATERMARK TITLE AGENCY LLC
Mar 23, 2017	Warranty Deed, Transfer NORTHLAND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Prior Sale	Jul 25, 2014 · Amount on Record
Deed Document Number	20171347978
Prior Transfer Date	Apr 12, 2016
Prior Transfer Doc	00A1332108
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	405 2ND AVE NW, BUFFALO, MN 55313-1124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREFERRED TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001445545
Date	Oct 28, 2020
Instrument	1445545

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 13, 2017
Property Address	405 2ND AVE NW, BUFFALO, MN 55313-1124
Document Number	0001347978
Instrument Date	Jun 29, 2017
Instrument	1347978
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	WATERMARK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$791.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 2ND AVE NW, BUFFALO, MN 55313-1124

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 23, 2017
Property Address	405 2ND AVE NW, BUFFALO, MN 55313-1124
Document Number	0001339582
Instrument Date	Mar 20, 2017
Instrument	1339582
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	NORTHLAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$107.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3486 162ND ST NW CLEARWATER MN 55320, CLEARWATER, MN 55320

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,908.00 (+0.67%)	$343,300 (+4.73%) Land $82,500 Building $260,800	$343,300 (+4.73%) Land $82,500 Building $260,800
2025		$327,800 (-4.93%) Land $70,000 Building $257,800	$327,800 (-4.93%) Land $70,000 Building $257,800
2023	$3,882.00 (-6%)	$344,800 Land $70,000 Building $274,800	$344,800 Land $70,000 Building $274,800
2022	$4,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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