407 2nd Ave NW, Buffalo, MN 55313 Property Records

Wright County property record for 407 2nd Ave NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1918
Lot Size	0.195 acres (8,519 sqft)
Owner	Company Name on Record
Last Sale	$63,000 (Jul 2014)
Tax Bill	$2,308 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-016-004040`

Property Details

APN / Parcel Number

Primary APN	`103-016-004040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	792 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,519 sqft (0.195 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	407 2ND AVE NW
City	BUFFALO
State	MN
Zip	55313-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 BUSHNELLS 1ST ADDN LOT-004 BLOCK-004 004
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	BUSHNELLS 1ST ADDN
Legal Block	4
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1023
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6000 MAIN ST, ROCKFORD, MN 55373-5502
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Mar 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage 21ST CENTURY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2014 · Amount on Record
Deed Sale	Jul 25, 2014 · Amount on Record
Deed Document Number	2014125366
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	407 2ND AVE NW, BUFFALO, MN 55313-1124
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001368019
Date	Apr 16, 2018
Instrument	1368019

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 10, 2023

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	407 2ND AVE NW, BUFFALO, MN 55313-1124
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	NORTH LAND TITLE, NORTHLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 MAIN ST, ROCKFORD, MN 55373-5502

Mortgage

Document Number	00A1501299
Date	Mar 15, 2022
Instrument	A1501299

Lender

Name	21ST CENTURY BANK
Type	Bank
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,308.00 (+58.52%)	$201,800 (+9.26%) Land $82,500 Building $119,300	$201,800 (+9.26%) Land $82,500 Building $119,300
2025		$184,700 (+37.53%) Land $70,000 Building $114,700	$184,700 (+37.53%) Land $70,000 Building $114,700
2023	$1,456.00 (-7.73%)	$134,300 Land $70,000 Building $64,300	$134,300 Land $70,000 Building $64,300
2022	$1,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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