409 190th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 409 190th St E, Spanaway, WA 98387 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,564 sqft · built 1977
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Individual Names on File
Last Sale	$111,500 (Oct 1994)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`981300-0-040`

Property Details

APN / Parcel Number

Primary APN	`981300-0-040`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,564 sqft
Basement Area	1,564 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,600 sqft (0.243 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	409 190TH ST E
City	SPANAWAY
State	WA
Zip	98387-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 WOODWIND: WOODWIND L 4
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	WOODWIND
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records · APN 981300-0-040

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 190TH ST E, SPANAWAY, WA 98387-8311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 1994 · Amount on Record
Deed Sale	Oct 20, 1994 · Amount on Record
Deed Document Number	1994304
Deed Book / Page	1070 / 1926
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	409 190TH ST E, SPANAWAY, WA 98387-8311
Document Number	1706160485
Instrument Date	Jun 08, 2017
Transaction Type	Mortgage
Record Updated	Jul 05, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 190TH ST E SPANAWAY WA 983878311, SPANAWAY, WA 98387-8311

Mortgage

Document Number	1706160485
Date	Jun 16, 2017
Instrument	201706160485

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,600 (+6.62%) Land $173,300 Building $263,300	$436,600 (+6.62%) Land $173,300 Building $263,300
2025	$4,967.00 (+2.99%)
2024	$4,823.00 (-3.09%)	$409,500 (-5.05%) Land $184,800 Building $224,700	$409,500 (-5.05%) Land $184,800 Building $224,700
2023	$4,977.00	$431,300 Land $178,400 Building $252,900	$431,300 Land $178,400 Building $252,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530714171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.