415 190th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 415 190th St E, Spanaway, WA 98387 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,626 sqft · built 1978
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2006)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`981300-0-050`

Property Details

APN / Parcel Number

Primary APN	`981300-0-050`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,066 sqft
1st Floor Area	1,626 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,600 sqft (0.243 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	415 190TH ST E
City	SPANAWAY
State	WA
Zip	98387-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 WOODWIND: WOODWIND L 5
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	WOODWIND
Legal Lot Number	5
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records · APN 981300-0-050

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 190TH ST E, SPANAWAY, WA 98387-8311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Apr 09, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2006 · Amount on Record
Deed Sale	Sep 01, 2006 · Amount on Record
Prior Sale	Sep 23, 1994 · Amount on Record
Deed Document Number	2006750
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	415 190TH ST E, SPANAWAY, WA 98387-8311
Document Number	2010270912
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 06, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 190TH ST E SPANAWAY WA 983878311, SPANAWAY, WA 98387-8311

Mortgage

Document Number	2010270912
Date	Oct 27, 2020
Instrument	202010270912

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	415 190TH ST E, SPANAWAY, WA 98387-8311
Document Number	1904150140
Instrument Date	Apr 09, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, NEXTITLE A TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 190TH ST E SPANAWAY WA 983878311, SPANAWAY, WA 98387-8311

Mortgage

Document Number	1904150140
Date	Apr 15, 2019
Instrument	201904150140

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2034

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,600 (+6.59%) Land $173,300 Building $258,300	$431,600 (+6.59%) Land $173,300 Building $258,300
2025	$4,887.00 (+2.97%)
2024	$4,746.00 (-3.1%)	$404,900 (-4.98%) Land $184,800 Building $220,100	$404,900 (-4.98%) Land $184,800 Building $220,100
2023	$4,898.00	$426,100 Land $178,400 Building $247,700	$426,100 Land $178,400 Building $247,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530714171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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