318 190th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 318 190th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,528 sqft · built 1977
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Sep 2020)
Tax Bill	$4,751 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`981300-0-140`

Property Details

APN / Parcel Number

Primary APN	`981300-0-140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,528 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	752 sqft
Upper Floors Area	656 sqft
Basement Area	752 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,600 sqft (0.243 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	160 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	318 190TH ST E
City	SPANAWAY
State	WA
Zip	98387-8393
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 43 WOODWIND: WOODWIND L 14
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	WOODWIND
Legal Lot Number	14
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 190TH ST E, SPANAWAY, WA 98387-8393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Transfer · FHA Mortgage TJC MORTGAGE INC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage KELLER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Jan 11, 2005 · Amount on Record
Deed Document Number	202011026
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 1, 2020
Property Address	318 190TH ST E, SPANAWAY, WA 98387-8393
Document Number	0009011026
Map Reference	VOL 51 PG 44&45
Instrument Date	Sep 1, 2020
Instrument	202009011026
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 190TH ST E, SPANAWAY, WA 98387-8393

Mortgage

Document Number	0009011027
Date	Sep 1, 2020
Instrument	202009011027

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	318 190TH ST E, SPANAWAY, WA 98387-8393
Document Number	1910210367
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 190TH ST E SPANAWAY WA 983878393, SPANAWAY, WA 98387-8393

Mortgage

Document Number	1910210367
Date	Oct 21, 2019
Instrument	201910210367

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,751.00 (+1.47%)	$412,700 (+6.04%) Land $173,300 Building $239,400	$412,700 (+6.04%) Land $173,300 Building $239,400
2025	$4,682.00 (+2.61%)
2024	$4,563.00 (-2.87%)	$389,200 (-4.72%) Land $184,800 Building $204,400	$389,200 (-4.72%) Land $184,800 Building $204,400
2023	$4,698.00	$408,500 Land $178,400 Building $230,100	$408,500 Land $178,400 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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