4075 Happy Trails Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4075 Happy Trails Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 2018
Lot Size	0.691 acres (30,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,900 (Dec 2025)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-4N-22-1200-000A-0190`

Property Details

APN / Parcel Number

Primary APN	`28-4N-22-1200-000A-0190`
Alternative APN	`22N4281200000A0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,801 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	30,093 sqft (0.691 acres)
Garage Type	Attached
Garage Area	630 sqft
Porch	Florida Room
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4075 HAPPY TRAILS RD
City	CRESTVIEW
State	FL
Zip	32539-7146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE WOOD EST PH I LOTS 19 & 20 BLK A
Legal Range	22W
Legal Township	04N
Legal Section	28
Legal Subdivision	BRIDLE WOOD EST
Legal Phase	1
Legal Block	A
Legal Lot Number	190
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2007
Census Tract	20305

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1000 PATRIOT LN, 128, CRESTVIEW, FL 32539-7404
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Dec 8, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Aug 16, 2019
Deed Document Number	20253787714
Prior Transfer Date	Aug 10, 2019
Prior Transfer Doc	0034141389
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4075 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146
Investor	Possibly a Property Investor

Mortgage

Document Number	0035921119
Date	Dec 10, 2021
Book Page	3592/1119
Instrument	3511805

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 8, 2025
Property Address	4075 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146
Document Number	0003787714
Map Reference	MB 22 PG 87
Instrument Date	Dec 8, 2025
Instrument	3787714
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,994.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4075 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 PATRIOT LN APT 128, 128, CRESTVIEW, FL 32539-7404

Mortgage

Document Number	0003787715
Date	Dec 8, 2025
Instrument	3787715

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0003787716
Date	Dec 8, 2025
Instrument	3787716

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (+5.44%)		$365,451 (+4.95%) Land $70,089 Building $295,362
2024			$348,226 (+1.17%) Land $63,717 Building $284,509
2023	$2,114.00 (+2.32%)	$249,182 (-)	$344,182 (+8.41%) Land $59,548 Building $284,634
2022	$2,066.00	$249,182	$317,470 Land $55,652 Building $261,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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