4052 E Esperanto St, Meridian, ID 83642 Property Records

Ada County property record for 4052 E Esperanto St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,889 sqft · built 2019
Lot Size	0.074 acres (3,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,400 (Apr 2020)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R5861950580`

Property Details

APN / Parcel Number

Primary APN	`R5861950580`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,889 sqft Living Area
Gross Area	2,309 sqft
1st Floor Area	826 sqft
Upper Floors Area	1,063 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,223 sqft (0.074 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4052 E ESPERANTO ST
City	MERIDIAN
State	ID
Zip	83642-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 29 BLK 01 MOVADO GREENS SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	MOVADO GREENS SUB NO 01
Legal Block	01
Legal Lot Number	29
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2016
Census Tract	10343

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4052 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage NAVY FCU
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 26, 2022	Intrafamily Transfer, Transfer PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY
Apr 29, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	202050091
Last Transfer Date	Apr 22, 2022
Transfer Doc	0000054567
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4052 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038960
Date	Apr 20, 2022
Instrument	2022-038960

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	4052 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080651
Date	May 21, 2021
Instrument	2021-080651

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Apr 26, 2022
Property Address	4052 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Document Number	0000040737
Map Reference	MB114 PG1717-17019
Instrument Date	Apr 12, 2022
Instrument	2022-040737
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4052 E ESPERANTO ST, MERIDIAN, ID 83642-5424

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 29, 2020
Property Address	4052 E ESPERANTO ST, MERIDIAN, ID 83642-5424
Document Number	0000050091
Map Reference	MB114 PG17017-17019
Instrument Date	Apr 28, 2020
Instrument	2020-050091
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4052 E ESPERANTO ST, MERIDIAN, ID 83642-5424

Mortgage

Document Number	0000050092
Date	Apr 29, 2020
Instrument	2020-050092

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Mortgage

Document Number	0000050093
Date	Apr 29, 2020
Instrument	2020-050093

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,600 (-1.12%)	$432,600 (-1.12%)
2025	$1,408.00 (-4.02%) Homeowner's exemption	$437,500 (+5.6%)	$437,500 (+5.6%)
2024	$1,467.00 (-28.65%)
2023		$414,300 Land $165,000 Building $249,300	$414,300 Land $165,000 Building $249,300
2022	$2,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Fiber · Cable in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, TDS Telecom, Verizon.

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