408 Windrush Dr, Elgin, SC 29045 Property Records

Richland County property record for 408 Windrush Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	4,198 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$287,720 (2018)
Tax Bill	$2,910.00 (2025)

Owner

Source: Richland County records · APN 28803-04-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 WINDRUSH DR, ELGIN, SC 29045-7902
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Doc Number	201850663
Deed Book / Page	2320 / 1313
Record Refreshed	Sep 20, 2026

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 18, 2018
Property Address	408 WINDRUSH DR, ELGIN, SC 29045-7902
Document Number	2320/1313
Book / Page	002320 / 001313
Instrument Date	Jul 17, 2018
Instrument	50663
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.56
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	408 WINDRUSH DR ELGIN SC 290457902, ELGIN, SC 29045-7902

Mortgage

Document Number	2320/1317
Date	Jul 18, 2018
Book Page	002320/001317
Instrument	50664

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,910.00 (+17.48%)	$330,900 (+2,775.39%)	$451,300 (+56.86%) Land $58,800 Building $392,500
2023	$2,477.00 (-5.28%)	$11,508 (-0.02%)	$287,700 (-)
2021	$2,615.00	$11,510	$287,700 Land $35,000 Building $252,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 9% of South Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28803-04-02`
Alternative APNs	`R28803-04-02` `02128806`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	4,198 sqft Heated Area
Gross Area	4,837 sqft Gross Area
1st Floor	1,877 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Garage Area	464 sqft Garage
Porch Area	175 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02128806
Street Address	408 WINDRUSH DR
City	ELGIN
State	SC
Zip	29045-7902
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 86 55X120X55X120 #SU TERRACE @ LIBERTY RIDGE PHASE 1-A
Legal Subdivision	LIBERTY RIDGE
Legal Phase	1
Legal Lot Number	55,86
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2080
Census Tract	11407