Richland County property record for 407 Windrush Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 4,108 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | 464 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $305,342 (2018) |
Source: Richland County records · APN 28803-03-12
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2018 | Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | Feb 02, 2018 · Amount on Record |
| Deed Doc Number | 201832748 |
| Deed Book / Page | 2303 / 2622 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 407 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 407 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Investor | Possibly a Property Investor |
| Document Number | 0028161699 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 2816/1699 |
| Instrument | 2023007013 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 17, 2018 |
| Property Address | 407 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2303/2622 |
| Book / Page | 002303 / 002622 |
| Instrument Date | May 16, 2018 |
| Instrument | 32748 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,129.77 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 WINDRUSH DR ELGIN SC 290457902, ELGIN, SC 29045-7902 |
| Document Number | 2303/2625 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 002303/002625 |
| Instrument | 32749 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2048 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed market value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Market Value |
|---|---|
| 2025 | $451,000 (+34.39%) Land $58,800 Building $392,200 |
| 2023 | $335,600 Land $35,000 Building $300,600 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28803-03-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,108 sqft Heated Area |
| Gross Area | 5,198 sqft Gross Area |
| 1st Floor | 1,836 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 464 sqft Garage |
| Porch Area | 626 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02128744 |
|---|---|
| Street Address | 407 WINDRUSH DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 55X120X55X120 #SU TERRACE @ LIBERTY RIDGE PHASE 1-A |
| Legal Subdivision | LIBERTY RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 1,55 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
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