Richland County property record for 404 Windrush Dr, Elgin, SC 29045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,350 sqft Heated Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $318,000 (2022) |
| Tax Bill | $2,758.00 (2025) |
Source: Richland County records · APN 28803-04-01
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORTHPOINTE BANK |
| Dec 28, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage CERTAINTY HM LNS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Dec 28, 2017 · Amount on Record |
| Deed Doc Number | 202247800 |
| Deed Book / Page | 2773 / 1385 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 23, 2022 |
| Property Address | 404 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0027731385 |
| Book / Page | 2773 / 1385 |
| Map Reference | MB 2212 PG 1980&1981 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022047800 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $826.80 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2022047801 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022047801 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 28, 2017 |
| Property Address | 404 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2270/2086 |
| Book / Page | 002270 / 002086 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 97155 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $821.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 404 WINDRUSH DR ELGIN SC 29045, ELGIN, SC 29045 |
| Investor | Possibly a Property Investor |
| Document Number | 2270/2090 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 002270/002090 |
| Instrument | 97156 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,758.00 (+0.77%) | $313,800 (-) Land $58,800 Building $255,000 | $313,800 (-) Land $58,800 Building $255,000 |
| 2024 | $313,800 (+3,610.97%) Land $58,800 Building $255,000 | $313,800 (+48.44%) Land $58,800 Building $255,000 | |
| 2023 | $2,737.00 (+42.4%) | $8,456 (-0.05%) | $211,400 (-) |
| 2021 | $1,922.00 | $8,460 | $211,400 Land $35,000 Building $176,400 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28803-04-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,350 sqft Heated Area |
| Gross Area | 3,086 sqft Gross Area |
| 1st Floor | 1,329 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 484 sqft Garage |
| Porch Area | 252 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02128799 |
|---|---|
| Street Address | 404 WINDRUSH DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 85 42.5X120X60X102.5X27.5 #SU TERRACE @ LIBERTY RIDGE PHASE 1-A |
| Legal Subdivision | LIBERTY RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 42,85 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2080 |
| Census Tract | 11407 |
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