408 W Union Ave, Modesto, CA 95356 Property Records

Stanislaus County property record for 408 W Union Ave, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,136 sqft · built 1986
Lot Size	0.168 acres (7,306 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2000)
Tax Bill	$4,236 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-038-017-000`

Property Details

APN / Parcel Number

Primary APN	`055-038-017-000`
Alternative APNs	`0553817000` `0553817`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	2,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	7,306 sqft (0.168 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 W UNION AVE
City	MODESTO
State	CA
Zip	95356-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F1 60
Legal Subdivision	GREENWOOD ESTATES 06
Legal Block	1
Legal Lot Number	23
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1002
Census Tract	506

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 W UNION AVE, MODESTO, CA 95356-1352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Apr 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2000 · Amount on File
Deed Sale	Jun 16, 2000 · Amount on File
Prior Sale	Oct 21, 1999 · Amount on File
Deed Document Number	200048616
Prior Transfer Date	May 30, 1996
Prior Transfer Doc	0000049809
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Apr 14, 2026
Property Address	408 W UNION AVE, MODESTO, CA 95356-1352
Document Number	0000020273
Instrument Date	Apr 8, 2026
Instrument	202620273
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W UNION AVE, MODESTO, CA 95356-1352

Mortgage

Document Number	0000020273,
Date	Apr 14, 2026
Instrument	202620273

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	408 W UNION AVE, MODESTO, CA 95356-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023715
Date	Apr 19, 2019
Instrument	2019-0023715

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,236.00 (+1.63%) Homeowner's exemption	$391,908 (+2%) Land $86,211 Building $305,697
2025	$4,168.00 (+3.89%) Homeowner's exemption	$384,224 (+4.04%) Land $84,521 Building $299,703
2023	$4,012.00 (+4.26%) Homeowner's exemption	$369,306 Land $81,240 Building $288,066
2022	$3,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

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