400 W Union Ave, Modesto, CA 95356 Property Records

Stanislaus County property record for 400 W Union Ave, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,425 sqft · built 1986
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Dec 2021)
Tax Bill	$8,160 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-038-016-000`

Property Details

APN / Parcel Number

Primary APN	`055-038-016-000`
Alternative APN	`0553816`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,425 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Construction Type	Wood
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0553816
Street Address	400 W UNION AVE
City	MODESTO
State	CA
Zip	95356-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:13058
Legal Subdivision	GREENWOOD ESTATES 06
Legal Block	13058
Legal Lot Number	22
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1002
Census Tract	506

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	400 W UNION AVE, MODESTO, CA 95356-1352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 22, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Feb 4, 2020	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	2021-0118383
Record Updated	Jun 8, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 21, 2021
Property Address	400 W UNION AVE, MODESTO, CA 95356-1352
Document Number	0000118383
Map Reference	VOL 28 PG 34
Instrument Date	Dec 3, 2021
Instrument	2021-0118383
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 W UNION AVE, MODESTO, CA 95356-1352

Mortgage

Document Number	0000118384
Date	Dec 21, 2021
Instrument	2021-0118384

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	400 W UNION AVE, MODESTO, CA 95356-1352
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W UNION AVE, MODESTO, CA 95356-1352

Mortgage

Document Number	0000099437
Date	Oct 22, 2021
Instrument	2021-0099437

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	400 W UNION AVE, MODESTO, CA 95356-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007527
Date	Feb 4, 2020
Instrument	2020-0007527

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	400 W UNION AVE, MODESTO, CA 95356-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W UNION AVE, MODESTO, CA 95356-1352

Mortgage

Document Number	0000098812
Date	Dec 1, 2020
Instrument	2020-0098812

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,160.00 (+3.38%)	$657,948 (+4.04%) Land $196,323 Building $461,625
2023	$7,893.00 (+3.73%)	$632,400 Land $188,700 Building $443,700
2022	$7,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

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