Llano County property record for 408 W Main St, Llano, TX 78643
| Property Type | Single Family Home |
|---|---|
| Details | 1,983 sqft · built 1950 |
| Lot Size | 0.422 acres (18,378 sqft) |
| Owner | Company Name on File |
| Last Sale | $159,600 (May 2026) |
| Tax Bill | $2,371 (2026) |
| Deeds & Mortgages | Sep 2026 Construction Loan May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 13450-029-0124-0 |
| Primary APN | 13450-029-0124-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,983 sqft Living Area |
| 1st Floor Area | 1,983 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 18,378 sqft (0.422 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 351 sqft |
| Account Number | 13450-029-0124-0 |
|---|---|
| Street Address | 408 W MAIN ST |
| City | LLANO |
| State | TX |
| Zip | 78643-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ADDN BLK 29 LT 124 LESS 24 X 40 FOR GARAGE APT & LESS 2334 SF TO CHURCH |
| Legal Subdivision | SOUTH |
| Legal Block | 29 |
| Legal Lot Number | 124 |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 3 |
| Census Block | 3087 |
| Census Tract | 970200 |
408 W Main St is owned by a company that bought it in May 2026 and is owner-occupied.
Source: Llano County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 710 FORD ST, LLANO, TX 78643-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Construction Mortgage LLANO NATIONAL BANK |
| May 4, 2026 | Deed, Transfer · Construction Mortgage HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on File |
| Deed Sale | May 4, 2026 · Amount on File |
| Deed Document Number | 20262489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Sep 11, 2026 |
| Property Address | 408 W MAIN ST, LLANO, TX 78643-1938 |
| Document Number | 0000005303 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20265303 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | LAKES TITLE, HIGHLAND LAKES TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 710 FORD ST, LLANO, TX 78643-1918 |
| Document Number | 0000005303, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20265303 |
| Name | LLANO NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | May 4, 2026 |
| Property Address | 408 W MAIN ST, LLANO, TX 78643-1938 |
| Document Number | 0000002489 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.2489 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 710 FORD ST, LLANO, TX 78643-1918 |
| Document Number | 0000002490, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026.2490 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2027 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 408 W Main St was $2,371 with exemptions applied, up 195.3% from the year before.
Source: Llano County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Llano City |
| Unified School District | Llano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,371.00 (+195.27%) | $149,826 (+1%) | $164,580 (+3.13%) Land $59,550 Building $105,030 |
| 2025 | $803.00 Homeowner's exemption Senior Citizen's exemption | $136,205 Land $59,550 Building $100,030 | $159,580 Land $59,550 Building $100,030 |
| 2023 | $954.00 Homeowner's exemption Senior Citizen's exemption | $118,960 Land $31,980 Building $86,980 | $118,960 Land $31,980 Building $86,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 13 (1980–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 W Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LLANO serves 3,352 people · EPA ID TX1500001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| BEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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