Llano County property record for 403 W Main St, Llano, TX 78643
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,390 sqft · built 1930 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $297,511 (Apr 2022) |
| Tax Bill | $4,480 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13450-028-0122-1 |
| Primary APN | 13450-028-0122-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 920 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13450-028-0122-1 |
|---|---|
| Street Address | 403 W MAIN ST |
| City | LLANO |
| State | TX |
| Zip | 78643-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ADDN BLK 28 PT OF LT 122 |
| Legal Subdivision | SOUTH |
| Legal Block | 28 |
| Legal Lot Number | 122 |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970200 |
Source: Llano County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 W MAIN ST, LLANO, TX 78643-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Vendor's Lien, Transfer · FHA Mortgage GUARDIAN MORTGAGE CO INC |
| Apr 16, 2021 | Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Oct 10, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Prior Sale | Apr 16, 2021 · Amount on Record |
| Deed Document Number | 20223575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Apr 22, 2022 |
| Property Address | 403 W MAIN ST, LLANO, TX 78643-1937 |
| Document Number | 0002203575 |
| Map Reference | VOL J PG 616 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 22-03575 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | WFG TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 W MAIN ST, LLANO, TX 78643-1937 |
| Document Number | 0002203576 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 22-03576 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LLANO TX |
| Recording Date | Apr 16, 2021 |
| Property Address | 403 W MAIN ST, LLANO, TX 78643-1937 |
| Document Number | 2103482 |
| Map Reference | VOL J PG 616 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 21-03482 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 W MAIN ST, 403, LLANO, TX 78643-1937 |
| Name | Verified Name |
|---|---|
| Address | 403 W MAIN ST, LLANO, TX 78643-1937 |
| Document Number | 2103483 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 21-03483 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Property Address | 403 W MAIN ST, LLANO, TX 78643-1937 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1584/1201 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 1584/1201 |
| Instrument | 18-06472 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Llano County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Llano City |
| Unified School District | Llano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,480.00 (+179.83%) | ||
| 2025 | $1,601.00 (-64.75%) Homeowner's exemption | $271,490 (+10.38%) Land $35,040 Building $236,450 | $271,490 (+10.38%) Land $35,040 Building $236,450 |
| 2023 | $4,542.00 | $245,950 Land $16,810 Building $229,140 | $245,950 Land $16,810 Building $229,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 13 (1980–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LLANO serves 3,352 people · EPA ID TX1500001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| BEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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